Personal Finance

Before deciding where to invest, Malpani argues, investors need to answer two far more basic questions: "Can I afford this risk? And will I be able to stomach it if things go south?"

Both GIFT City Funds and typical mutual funds are promising avenues for NRIs looking to create wealth by investing in India, a promising investment destination.

The compulsory annuity allocation has been reduced to 20%, enabling investors to withdraw up to 80% of their corpus.

Misreporting income on your tax return can lead to steep penalties of up to 200% of the tax due.

According to IRDAI briefings reported in March 2026, insurers committed in-principle to offer zero-commission products on the platform, with agent payouts replaced by a nominal user fee.

New labour laws, which are effective from April 1, reduce your monthly take-home pay slightly while boosting long-term retirement savings.

The data show that unclaimed deposits amount to over Rs 70,000 crore, according to the RBI. This money has been saved and invested over the years. It goes unclaimed due to various reasons.

EPFO withdrawal rules permit an unemployed person to make a partial withdrawal during the first year.

India has successfully opened bank accounts for women. Around 90% have them. But the number of women who actually operate these accounts or make financial decisions remains low.

Exempt-Exempt-Exempt (EEE) is a triple tax benefit, where your money is tax-free at the time of investment, during its growth, and even at maturity.

As per the new rules, customers can initiate a one-time e-mandate after successfully undergoing additional factor authentication.

Minimum balance is the lowest amount that a customer must keep in a savings account to avoid penalties, a practice labelled harsh by many critics.

Form 39 will replace Form 10E from FY 2026–27, allowing taxpayers to claim relief on salary arrears and avoid higher tax liability.

The staff side of NC-JCM has recommended reducing the pension commutation restoration period to 1112 years.

From low credit scores to high debt burdens, personal loan applications can be rejected for several reasons. Here's how to fix the issues, reapply smartly, and avoid common mistakes.

Taxpayers can still submit returns with interest and a penalty for missing the due date.

Taking into account the bona fide nature of the error and the lack of deliberate concealment, ITAT Chennai deleted the Rs 10 lakh penalty.

The due date for monthly filers falls on April 20, 2026, but professionals say persistent issues have made compliance difficult on the final day.

The revision will be effective from January 2026, and employees will also receive arrears for the backdated period.

AI tools for investments, as well as social media financial influencers, called finfluencers', are shaping the way investment decisions are made. But the key question is, can you rely on them?