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Personal Finance Desk

Personal Finance Desk

NDTV Profit's team of personal finance writers covers what matters for your wallet. Follow us here for all the latest on income tax, mutual funds, salary, pension and more.

Stories By Personal Finance Desk

News
  • Sovereign Gold Bonds: Over 350% Return On Cards For Investors Today; Check Series, Eligibility, How To Redeem
    Sovereign Gold Bonds: Over 350% Return On Cards For Investors Today; Check Series, Eligibility, How To Redeem

    The current premature redemption window specifically applies to the Sovereign Gold Bond 2018-19 Series VI, which was issued by the RBI on behalf of the Government of India on Feb. 12.

    • Aug 12, 2026 16:34 pm IST
    • Personal Finance Desk
  • 7th Pay Commission Review: West Bengal Govt Launches New Employee Portal For Pay, DA Updates
    7th Pay Commission Review: West Bengal Govt Launches New Employee Portal For Pay, DA Updates

    The decision to create the website was taken at the Commission's first meeting at Nabanna.

    • Aug 12, 2026 15:56 pm IST
    • Personal Finance Desk
  • EPFO Clears 1.49 Lakh Pension Payment Orders. How To Check Your Status Via UMANG App, SMS, Etc
    EPFO Clears 1.49 Lakh Pension Payment Orders. How To Check Your Status Via UMANG App, SMS, Etc

    The Employees’ Pension Scheme (EPS) had 85 lakh pensioners as of March 31, 2026, with Rs 15,819.28 crore disbursed.

    • Aug 12, 2026 17:28 pm IST
    • Personal Finance Desk
  • PF At Rs 1,800? What The New EPF Scheme 2026 Actually Says About Your Contribution
    PF At Rs 1,800? What The New EPF Scheme 2026 Actually Says About Your Contribution

    Instead of applying the 12% rate to the entire basic salary and DA, the statutory wage ceiling is used for the mandatory calculation.

    • Aug 12, 2026 06:00 am IST
    • Personal Finance Desk
  • Rs 10 Lakh Saved At 30: How To Turn It Into A Retirement Corpus
    Rs 10 Lakh Saved At 30: How To Turn It Into A Retirement Corpus

    For most Indians, retirement around the age of 60 means that you still have time to build a substantial corpus even if you start at 30.

    • Aug 11, 2026 10:45 am IST
    • Personal Finance Desk
  • Rs 200 A Day Into SIP: Here's How Long It Takes To Make Rs 60 Lakh
    Rs 200 A Day Into SIP: Here's How Long It Takes To Make Rs 60 Lakh

    Investing Rs 200 a day may appear small, but maintaining the habit for two decades could potentially help build a corpus of nearly Rs 61 lakh.

    • Aug 11, 2026 13:24 pm IST
    • Personal Finance Desk
  • PF Withdrawal Rules 2026: How Much Money Can You Take Out After Losing Your Job?
    PF Withdrawal Rules 2026: How Much Money Can You Take Out After Losing Your Job?

    You can withdraw up to 75% of your PF balance, while the remaining 25% will have to stay in your PF account for 12 months.

    • Aug 12, 2026 06:10 am IST
    • Personal Finance Desk
  • EPF Interest Rate 2026: Your PF Earns 8.25% — But How Much Will You Actually Make?
    EPF Interest Rate 2026: Your PF Earns 8.25% — But How Much Will You Actually Make?

    Since EPF interest is calculated on a monthly basis using the closing balance, the amount credited to an individual's account will vary depending on their accumulated corpus and monthly contributions.

    • Aug 12, 2026 06:05 am IST
    • Personal Finance Desk
  • Rs 10,000 SIP Vs Rs 10 Lakh FD: Where Could Your Money Be In 15 Years
    Rs 10,000 SIP Vs Rs 10 Lakh FD: Where Could Your Money Be In 15 Years

    SIP is generally associated with long-term wealth creation and market exposure, but FDs are designed for both longer and shorter durations.

    • Aug 12, 2026 06:01 am IST
    • Personal Finance Desk
  • EPFO 2026: PF Withdrawals To UAN, Five Big Changes Salaried Employees Should Know
    EPFO 2026: PF Withdrawals To UAN, Five Big Changes Salaried Employees Should Know

    From UAN generation and face authentication to PF claims, here are five important changes that PF account holders should know.

    • Aug 11, 2026 17:17 pm IST
    • Personal Finance Desk
  • Started SIP At 35? Here's What A Five-Year Difference Can Make To Your Corpus
    Started SIP At 35? Here's What A Five-Year Difference Can Make To Your Corpus

    Starting at 30 could help an investor build around Rs 30.81 lakh, compared with about Rs 17.02 lakh for someone starting at 35.

    • Aug 11, 2026 10:38 am IST
    • Personal Finance Desk
  • Belated Returns To Revised ITR: Here's A Checklist Of Every Income Tax Deadline Remaining This Year
    Belated Returns To Revised ITR: Here's A Checklist Of Every Income Tax Deadline Remaining This Year

    From belated and revised returns to ITR-U, taxpayers still have options after missing the original filing deadline. Here's a look at the remaining ITR deadlines for AY 2026-27.

    • Aug 09, 2026 08:56 am IST
    • Personal Finance Desk
  • This Rs 25,000 Step-Up SIP Strategy Could Help You Retire With Rs 10 Crore Corpus
    This Rs 25,000 Step-Up SIP Strategy Could Help You Retire With Rs 10 Crore Corpus

    Systematic Investment Plans (SIPs) in mutual funds have emerged as a popular route for investors seeking to create long-term wealth for goals such as retirement.

    • Aug 08, 2026 14:12 pm IST
    • Personal Finance Desk
  • EPS Pensioners, Here's How To Get Your Life Certificate Done At Home For Free
    EPS Pensioners, Here's How To Get Your Life Certificate Done At Home For Free

    Eligible pensioners can get their Life Certificate completed from the comfort of their homes at no extra cost through a doorstep service.

    • Aug 08, 2026 11:21 am IST
    • Personal Finance Desk
  • Bank Or Customer: Who Pays When You Fall For An Online Scam And Transfer Money?
    Bank Or Customer: Who Pays When You Fall For An Online Scam And Transfer Money?

    The Nagpur District Consumer Disputes Redressal Commission directed ICICI Bank to refund over Rs 5.18 lakh, along with interest and compensation.

    • Aug 08, 2026 13:44 pm IST
    • Personal Finance Desk
  • Filing ITR As Freelancer? Know Which Form To Choose Before August 31
    Filing ITR As Freelancer? Know Which Form To Choose Before August 31

    Unlike salaried employees, freelancers generally do not receive Form 16 because their earnings are not treated as salary income.

    • Aug 08, 2026 19:10 pm IST
    • Personal Finance Desk
  • 8th Pay Commission Meetings In Delhi: Key Updates For Central Government Employees
    8th Pay Commission Meetings In Delhi: Key Updates For Central Government Employees

    Representatives from various public sector organisations are gathering at the capital to present their memorandums, focusing heavily on baseline salary structures, inflation adjustments, and revised fitment factors.

    • Aug 07, 2026 17:03 pm IST
    • Personal Finance Desk
  • Will Home Loan EMIs Change After RBI MPC's Decision? What Borrowers Need To Know
    Will Home Loan EMIs Change After RBI MPC's Decision? What Borrowers Need To Know

    The RBI MPC's decisions influence borrowing costs, loan EMIs and deposit returns.

    • Aug 05, 2026 10:33 am IST
    • Personal Finance Desk
  • Planning To Retire At 50? Here's The Monthly SIP Needed For A Rs 10 Crore Corpus
    Planning To Retire At 50? Here's The Monthly SIP Needed For A Rs 10 Crore Corpus

    For most investors, early retirement means planning ahead. If one is planning to build an ambitious corpus such as Rs 10 crore, they may need to be more careful about their investment journey.

    • Aug 05, 2026 08:59 am IST
    • Personal Finance Desk
  • EPS Pensioners To Protest On August 5 If Rs 7,500 Minimum Pension, DA Demands Not Met
    EPS Pensioners To Protest On August 5 If Rs 7,500 Minimum Pension, DA Demands Not Met

    Thousands of pensioners covered under EPS-95 will gather at Jantar Mantar, New Delhi, on August 5, demanding long-pending pension reforms.

    • Aug 04, 2026 16:43 pm IST
    • Personal Finance Desk
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