Personal Finance Desk
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Here's How Digital, Physical, And Inherited Gold Are Taxed—Rules For Indians And NRIs Explained
From physical gold to digital gold and inherited assets, different tax rules apply, including GST on purchases and capital gains tax on sales.
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SIP Vs Gold Investment: Which Offers Long-Term Returns And Inflation Protection In 2026?
Gold is usually considered safer and more stable during uncertain times, while SIPs are connected to market movements.
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Why Your Income Alone Doesn't Guarantee A Home Loan Approval
This simple ratio often becomes the deciding factor between approval and rejection, making it one of the most important numbers in your loan application journey.
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SIP Vs Lump Sum Investment: What's Better For Higher Returns In 2026?
SIPs and lump sum investments are two different options to invest in equity mutual funds, but they behave very differently across market cycles.
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PF Interest Rate 8.25%: Should You Increase VPF Contribution?
For some investors, increasing VPF contribution could strengthen retirement security. For others, diversifying into equities and other assets may offer better long-term outcomes.
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FD, SIP Or VPF? Best Investment Option Explained
All three are widely used but they work very differently and suit different financial goals. Understanding them clearly can help you choose what fits your needs best.
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'Rs 25,000 Is Enough': Mumbai Woman Explains Budgeting Formula Online
Several social media users pointed out that the woman's total monthly expenses appeared to add up to nearly Rs 27,000, which is higher than the Rs 25,000 figure she initially mentioned.
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Social Security May 2026: Payments Begin Today — Who Will Get Paid?
According to the Social Security Administration's (SSA) payment schedule, beneficiaries born between the 1st and 10th of any month are due to receive their monthly benefits on Wednesday, May 13.
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Gemini vs ChatGPT vs Claude: Got Your Appraisal And Wondering Where To Invest? Here Are AI's Top Ideas
AI chatbots like ChatGPT, Gemini and Claude recommend prioritising emergency funds and SIP investments before lifestyle upgrades.
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8th Pay Commission: Minimum Assured Pension Under NPS Among Key Demands
The All India NPS Employees Federation has urged the 8th Pay Commission to consider an assured pension equivalent to 50% of the last drawn salary, along with dearness allowance.
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8th Pay Commission: Why Is NC-JCM Proposing Five-Unit Family Formula? Check Impact On Fitment Factor
The Staff Side has argued for replacing the earlier three-unit framework with a broader five-unit system covering the employee, spouse, two children and dependent parents.
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Can You Open A PPF Account For Children? Step-By-Step Process, Withdrawal, Tax Rules, And More — Explained
A minor is eligible to have a PPF account, but it must be managed by a parent or guardian until the child becomes an adult.
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8th Pay Commission: Railway Union Seeks Tweaks In DA, HRA Calculation For Central Govt Employees
The IRTSA has suggested raising the reimbursement amount to Rs 10,000 per month or the employees' real educational expenses.
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Gemini Vs Claude Vs ChatGPT: I Asked AI For Investment Alternatives To Gold After PM Modi's Speech — Here Are Its Top Ideas
AI chatbots ChatGPT, Gemini and Claude recommended alternatives to gold, including FDs, bonds and mutual funds, after PM Modi's remarks.
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Fixed Deposit Rates Hit 7.75%: How Much Rs 25 Lakh FD Earn Monthly in 2026?
Opening a Rs 25 lakh fixed deposit is a simple process and can be done either online or by visiting the bank branch.
