Personal Finance

The PPF currently offers a fixed interest rate of 7.1 per cent annually, equity SIPs have historically delivered average annual returns of around 12-14 per cent over the long term.

Depending on salary, tax goals and retirement planning, employees can choose these instruments that come with unique features and utilities.

The Income Tax Department has enabled online filing and Excel utilities for ITR-1 and ITR-4 forms for assessment year 2026-27 on the e-filing portal.

From physical gold to digital gold and inherited assets, different tax rules apply, including GST on purchases and capital gains tax on sales.

Gold is usually considered safer and more stable during uncertain times, while SIPs are connected to market movements.

A notification in this regard was issued by the Ministry of Health and Family Welfare on May 13 and is aimed at bringing uniformity in the implementation of medical dependency rules.

This simple ratio often becomes the deciding factor between approval and rejection, making it one of the most important numbers in your loan application journey.

From a quick SMS to a smartphone app and the IndianOil website, keeping tabs on daily fuel rates is easy.

ChatGPT advised that discipline mattered more than the exact split of the investment amount and consistency was key to wealth creation.

SIPs and lump sum investments are two different options to invest in equity mutual funds, but they behave very differently across market cycles.

The NC-JCM staff side sought government support for higher minimum pay, pension revisions, annual increments and restoration of OPS under the 8th Pay Commission.

For some investors, increasing VPF contribution could strengthen retirement security. For others, diversifying into equities and other assets may offer better long-term outcomes.

All three are widely used but they work very differently and suit different financial goals. Understanding them clearly can help you choose what fits your needs best.

Several social media users pointed out that the woman's total monthly expenses appeared to add up to nearly Rs 27,000, which is higher than the Rs 25,000 figure she initially mentioned.

According to the Social Security Administration's (SSA) payment schedule, beneficiaries born between the 1st and 10th of any month are due to receive their monthly benefits on Wednesday, May 13.

On a sectoral basis, mutual funds rotated into capital goods, capital market-linked companies and non-banking financial firms, while trimming exposure to IT, healthcare and private sector banks.

The DA increase has been made effective from January 1 this year.

AI chatbots like ChatGPT, Gemini and Claude recommend prioritising emergency funds and SIP investments before lifestyle upgrades.

The most visible shift is the deployment of 'dry powder.' Total equity holdings in the Parag Parikh Flexi Cap Fund climbed to 80.39% in April, up from 77.34% in March.

The All India NPS Employees Federation has urged the 8th Pay Commission to consider an assured pension equivalent to 50% of the last drawn salary, along with dearness allowance.