From interest rates or repayment rules, not aligning the loan terms as per your requirement and comfort can end up costing you your gold.
Personal Finance
Taking A Gold Loan? Know The Risks, Charges And Repayment Rules Before You Apply
LIC Adds New Pension And Cancer Insurance Products: What We Know Before LaunchThe three products are LIC's New Jeevan Dhara - II, LIC's Health Shield and LIC's New Cancer Cover.
Personal Loan Closed, But CIBIL Score Unchanged? Here’s WhyEven after the lender confirms all dues are cleared, your credit report may take time to reflect the change.
No Inheritance, Savings Or Generational Wealth At 20: Can You Still Create A Rs 5 Crore PortfolioAt the age of 20, more than investment, your key asset is time, which will ensure that your money keeps compounding over the years.
Sahara Refund Not Received? Understanding Eligibility, Claim Process And Next StepsThe government has launched the CRCS Sahara Refund portal so that depositors can claim their money back.
Before You Sign A Personal Loan Agreement, Watch Out For These 5 Costly MistakesWithout understanding how loans can impact your finances, you can end up being more financially troubled later.
Rs 1.5 Lakh iPhone Or Family Health Insurance? Here’s What Should Come FirstA monthly budget that balances essential expenses, discretionary spending and savings can help people manage their money while working towards long-term financial security.
Gold ETF Inflows Jump 71% MoM To Rs 4,451 Crore In September; More Details InsideThe increase in gold ETF inflows came as the broader mutual fund industry recorded net outflows of Rs 1.33 lakh crore in September, reversing the net inflows of Rs 41,353 crore reported in August.
SIP Inflows Hit Record High Of Rs 32,490 Crore In September: AMFI DataThe mutual fund industry's net assets under management (AUM) stood at Rs 82.64 lakh crore in September, compared with Rs 87.08 lakh crore in August.
Mutual Funds See Big Net Outflow: AMFI Data Shows Rs 1.33 Lakh Crore Withdrawal In SeptemberEquity mutual fund schemes recorded net inflows of Rs 38,307 crore in September, up around 31% from Rs 29,329 crore in August. SIP contribution during the month stood at a record high of Rs 32,490 crore.
- Pay Off Your Loan Early Or Invest Instead: What Is The Smarter Financial Move?
As a borrower, you must understand that the key lies in understanding the balance between reducing debt and growing your savings.
Lifestyle Inflation: Are Weekly Dineout Plans Hurting Your Wallets More Than Big Splurges?With almost everything available at just a few clicks, it is easy to lose track of your spending, but this can be an expensive habit.