Personal Finance

The Insurance Brokers Association of India (IBAI) had written to Prime Minister Narendra Modi seeking intervention and requested a meeting with the regulator before the October 25 deadline for stakeholder feedback.

A Reddit user recently shared how using a credit card to manage life after a job loss has left them struggling with a large debt.

Digital personal loans may not require manual income document uploads but still involve income and repayment capacity checks using credit history and verified financial data.

With everyday expenses and lifestyle inflation, it can be easy to lose track of small purchases, but you can fix this with simple habits.

As inflation concerns grow, households in India may need to reassess their monthly expenses.

The social security scheme comes with Rs 53,428 crore allocated for five years to assist eligible poor households.

Unlike a failed transaction, where the amount may be automatically refunded, recovering money from a successful transfer to the wrong recipient can be tricky.

Amid it all, we can't forget that Diwali shopping can quickly stretch the budget. To see whether you can celebrate without overspending, I asked ChatGPT to plan my Diwali shopping on a Rs 10,000 budget.

A joint home loan can help couples qualify for a larger loan, claim separate tax benefits and save on stamp duty. But both borrowers are responsible for repayment, making it important to understand the benefits and risks before applying.

A young man’s post about living a simple life despite earning a salary has struck a chord online. He said that his biggest goal is to give his parents a life free from the financial struggles they have faced for years.

Physical gold generally qualifies as a long-term capital asset after more than 24 months. 

As gold prices rise sharply, buying a meaningful quantity has become increasingly expensive.