The issue is still at the consultation stage, but experts discussing the proposals highlighted a mismatch between what is currently paid out through distribution and what policyholders receive in terms of suitability, service and claims support.

The issue is still at the consultation stage, but experts discussing the proposals highlighted a mismatch between what is currently paid out through distribution and what policyholders receive in terms of suitability, service and claims support.

Volumes were heavy, with 4.78 lakh shares of Turtlemint worth Rs 4.53 crore changing hands on the BSE. Likewise, 66.46 lakh shares worth Rs 62.37 crore changed hands on the NSE.

Shares of PB Fintech, the parent of Policybazaar, plunged as much as 34% on Thursday, hitting a fresh 52-week low, as investors assessed the potential hit to distributor economics.

The sharp decline in PB Fintech shares came after the Insurance Regulatory and Development Authority of India (IRDAI) proposed sweeping changes to insurance distribution regulations.

IRDAI proposes a five-year transition to lower EoM caps, with tighter distributor commissions and greater disclosure for insurers.

IRDAI has invited comments on the paper until Sept. 30. The registry is an important piece of public infrastructure and much of what it proposes is overdue. But the risk score deserves scrutiny before the paper becomes regulation.

General insurance premiums rose 10% to Rs 27,454 crore in August, led by Acko, Niva Bupa and Star Health. Check insurer-wise premium growth.

If you pay Rs 50,000 a year towards a ULIP, the entire amount does not go into investments. A part is used for life cover and applicable charges, while the remaining amount is allocated to investment funds.

IRDAI's proposed Public Insurance Registry could offer a unified view of insurance policies, simplify claims and help families find unclaimed insurance money.

The decline in shares is likely a case of profit-booking, as the scrip edged sharply higher over the past couple of sessions.

The company said it received the order dated September 7, 2026, following an onsite inspection conducted by IRDAI in September 2019.

LIC's August performance puts the state-owned insurer firmly ahead of its private-sector peers on first-year premium growth.