Ashok Hegde
Guest Contributor
-
FY25-26 Earnings Of Insurers: What India's Life Insurers Aren't Selling, And Why
LIC and private insurers posted record margins in FY26, but protection plans remain a tiny share of business as ULIPs and savings products dominate.
-
Reading Between The Lines: FY26 Premium Data Shows The Insurance Industry's Shifting Dynamics
Every rupee of premium now buys more cover than it did a year ago. Sum assured across the industry grew 23.6% while premiums grew 15.7%.
-
Most Indians Are Buying A Lot Of Life Insurance, But Almost No Protection — Here's What Is Changing
According to IRDAI briefings reported in March 2026, insurers committed in-principle to offer zero-commission products on the platform, with agent payouts replaced by a nominal user fee.
