The EazyDiner IndusInd Bank Platinum RuPay Credit Card comes with no joining or annual fees. It offers an additional Rs 500 discount on dining up to three times a month through the EazyDiner app, translating into Rs 18,000 in annual dining savings.
The commission ordered the bank to pay Rs 1.25 lakh in compensation within 45 days, failing which the amount will add 9% annual interest until payment.
This monthly cap applies on reward points earned through brand vouchers bought via SmartBuy partners such as GyFTR and Woohoo.
Studies suggest credit card rewards activate the brain's reward system, encouraging spending beyond reward-earning categories.
While paying the minimum due helps avoid late fees and keeps your credit card account active, it can significantly increase your repayment burden through high interest charges.
Experts generally recommend keeping utilisation below 30% of the total available limit. For example, if you have a combined credit limit of Rs 5 lakh across multiple cards, your outstanding balance should ideally remain below Rs 1.5 lakh.
Credit card EMIs offer flexibility and convenience, but users should watch for processing fees, hidden costs and the risk of falling into debt.
The credit report check can impact your score, which can also influence how lenders provide you with loans and at what rates.
UAE landlords can now access tenants' credit scores through a new ECB digital screening service linked with UAE PASS approval.
This simple ratio often becomes the deciding factor between approval and rejection, making it one of the most important numbers in your loan application journey.
