Mutual Funds

For the Rs 10 crore goal, time plays the biggest role. The earlier an investor starts, the lower the monthly contribution required due to the power of compounding. 

At an assumed annual return of 12%, investors may need roughly 24-25 years to reach the milestone. Higher returns or periodic increases in SIP contributions can shorten the journey considerably.

Nippon India MF imposed curbs on large investments in Gold BeES and Gold Savings Fund, joining peers amid concerns over rising gold imports.

ICICI Prudential MF joined HDFC MF in restricting bulk investments in Gold ETFs; industry sources say other major AMCs, including Nippon India MF, are evaluating similar measures.

This comes after HDFC Mutual Fund restricted bulk investments in gold ETF, gold FoF; top gold ETF fund houses manage over Rs 1.3 lakh crore.

Speaking to NDTV Profit, Bhattacharya said investors should avoid overly concentrated portfolios but also resist the temptation to own too many stocks in the name of diversification.

Paharia said PGIM has remained meaningfully underweight information technology stocks over the past year, citing artificial intelligence as a genuine long-term disruptor to traditional IT services business models.

Exit load refers to the fee charged when investors redeem mutual fund units before a specified holding period. Traditionally, many equity schemes charged a 1% exit load if investors withdrew within one year.

The hold covers the full scope of the initiative, including NISM training, examinations, EUIN registration and mutual fund distribution activities.

The Direct Plan is available when you invest directly with the fund house or through investment platforms that offer it.

According to Basant Bafna of Mirae Asset Mutual Fund, the 'barbell' strategy broadly involves allocating money at both ends of the duration spectrum rather than concentrating investments in the middle.

The Indian mutual fund industry has been receiving sizeable SIP inflows. SEBI has now proposed the concept of payroll-linked SIPs, which shall instil the habit of saving first before spending.

The fundamental reason to invest in resources and energy is their role as the 'building blocks' of an economy.

The regulator has also proposed permitting mutual fund distributors to receive commissions in the form of mutual fund units.

The PPF currently offers a fixed interest rate of 7.1 per cent annually, equity SIPs have historically delivered average annual returns of around 12-14 per cent over the long term.

On a sectoral basis, mutual funds rotated into capital goods, capital market-linked companies and non-banking financial firms, while trimming exposure to IT, healthcare and private sector banks.

The most visible shift is the deployment of 'dry powder.' Total equity holdings in the Parag Parikh Flexi Cap Fund climbed to 80.39% in April, up from 77.34% in March.

The figure marks the highest-ever monthly inflow into debt-oriented schemes, surpassing the previous record of Rs 1.89 lakh crore set in April 2024.

SIP contribution for April stood at Rs 31,115 crore, compared to Rs 32,087 crore in March.

Investing just Rs 100 daily through SIPs may help build long-term wealth, with a potential corpus of more than Rs 1 crore over 30 years.