Loans

According to an UBS report, personal loan growth hits a two-year high of 30% for non-banking financial companies (NBFCs) in August as gold price stabilisation threatens to end a rally that took gold loans from 1% to 5% of GDP since FY19.

Taking two home loans is not prohibited, but the tax benefits depend on whether you choose the Old Tax Regime or the default New Tax Regime, as well as the occupancy status of the properties.

Personal loan interest rates in September 2026 start at 8.75%, with major banks offering rates from 9.99%, while processing fees and borrower eligibility vary.

Compare a personal loan and credit card EMI for repaying Rs 1 lakh in debt, including interest rates, monthly payments, repayment tenure and overall borrowing costs.

Taking a home loan should not leave you with little or no cash after meeting your monthly commitments.

Can you buy a Rs 1 crore house on a Rs 1 lakh monthly salary? See the home loan EMI, down payment and affordability maths before you decide.

Planning to use your EPF savings for a home loan? Check the eligibility rules and maximum withdrawal limit before making a decision.

A teenager's suicide over an unpaid iPhone EMI in Maharashtra is the entry point into a much larger story: India's retail loan boom, and the debt burden falling hardest on Gen Z.

JPM says gold loans could triple their share of system credit over the next five years, as households swap personal loans for cheaper, gold-backed credit

JPM sees "structural, not cyclical" growth ahead for gold-loan NBFCs, citing low penetration and a multi-year shift away from unsecured credit.

A change in borrowing preferences is emerging among customers seeking a few lakh rupees, with SBI saying the trend is beginning to affect its personal-loan business.

A borrowing roadmap is a structured approach that helps businesses determine when to borrow, why funds are needed, how much capital is required and what repayment structure best fits their stage of growth and business requirements.