Loans

The RBI sets guidelines for banks, NBFCs and collection agencies about how they can contact borrowers.

The RBI MPC has kept the repo rate unchanged, a decision that followed three days of deliberations by the six-member committee that began on June 3. 

The old and new tax regimes offer markedly different treatment of housing loan deductions, and the right choice could have a significant impact on take-home savings.

This simple ratio often becomes the deciding factor between approval and rejection, making it one of the most important numbers in your loan application journey.

With the latest revision, MCLR rates of HDFC Bank range from 8.05% to 8.6%, based on the tenure of the loan.

From low credit scores to high debt burdens, personal loan applications can be rejected for several reasons. Here's how to fix the issues, reapply smartly, and avoid common mistakes.

A personal loan can provide quick financial relief for borrowers, but if not managed properly, it may lead to financial stress.

An IIM Calcutta alumna shared how she repaid a Rs 30 lakh MBA loan in two years using four income sources. Here is the strategy that went viral.

Locking in the most competitive home loan rate is essential for maximising savings over the life of a mortgage.

From SBI and PNB to Canara Bank and Bank of Baroda, here's all you need to know about home loan interest rates at leading public sector banks.

Personal loan can be a convenient way to meet urgent financial needs, such as for medical expenses, education, or consolidating debt.

According to PIB Fact Check, the document promises a loan of Rs three lakh in exchange for a payment of Rs 7,699 described as an "insurance charge refund".

While home loans offer ownership and long-term asset creation, they come with high EMIs. Renting keeps costs predictable helps with aspects such as investments.

Trends indicate that by paying just one extra EMI every year on a Rs 50 lakh loan, borrowers may be able to save loan tenure by over five years.

When you have multiple repayments, you need a strategy.

Loans against shares is an excellent option for investors as it enables them to meet their short-term financial needs without putting their long-term plans at risk

Considering the uncertain future, students are trying to avoid taking loans and looking at smarter ways to fund their education overseas

Apart from EMI, there are several other factors that we should take into account to analyse whether this is the best time to invest in property.

With a good CIBIL score, you will get options to choose your lender as multiple banks and other financial institutions will be willing to give you a loan

People take the interest rate on their housing loans seriously as it impacts the final cost of the house and also the EMI outgo