NDTV Profit Guest Contributor

The hospital bill may be the most visible cost of illness, but it is rarely the only one. Better financial preparedness begins with understanding the entire journey from diagnosis and treatment to recovery and long-term care and then combining suitable insurance with adequate savings.

General insurers moved to a single EoM ceiling of 30% of premium and standalone health insurers to 35%, with boards free to allocate commission within that envelope. Life insurers, though freed from product-wise commission caps, retained segmental EoM limits within which commission had to fit.

SEBI's 90% loss warning tells traders how many lose, but not what drives those losses or whether their own trading behaviour is worsening.

A father's two rules, a grandfather's 139th birthday and a former CDS's lecture at Teen Murti: what a century-old Indian legacy reveals about why some brands outlive their founders.

To meet our 10 million target, India needs to add about 400,000 new rooftop systems every month for the next year, something we have never done before.

These concerns are particularly relevant for businesses in the infrastructure, real estate, power and EPC sectors, where guarantees run for several years over the duration of the project and involve substantial amounts.

For an industry of approximately 450 million nine-litre cases, that is an extraordinary position to be in. Are manufacturers supposed to study what another company has done to its formulation and infer that this is the new standard?

Battery Energy Storage Systems (BESS) are becoming critical for managing renewable intermittency and maintaining grid stability.

Nothing has actually traded until the final match. Derivatives are pricing and hedging against that non-transacted number in real time, and on expiry day, ultimately settling against wherever it lands.

Digital sovereignty sits at the centre of economic competitiveness, national security and institutional resilience, for India and for every country recalculating its dependencies.

India has never created fortunes like in the last few decades. Is it building institutions to match ? On that ground, the Tata example still stands almost alone.

India's mid-market ecosystem is also attracting a growing pool of international strategic investors looking to deepen their presence and build scale in the country.

E-commerce accounts for just 6-7% of consumer spending in India, while kiranas, physical stores and digital platforms increasingly operate in an integrated retail ecosystem.

Maharashtra's energy transition vision is not constrained by lack of ambition or policy failure but by execution hurdles. The state has attracted hundreds of billions of rupees in prospective clean-energy investment. The challenge now is converting signed agreements into power flowing through the grid.

While policies exist for the framework of BESS, execution on the ground still falls short on account of limited domestic manufacturing, dependence on exports and grid instability.

The Indian capital market must move to a new ecosystem by anticipating behavioural drifts and systemic vulnerabilities.

A flooded street is not simply evidence of excess water. It can also be evidence of water leaving the system before it has had an opportunity to replenish groundwater reserves.

A borrowing roadmap is a structured approach that helps businesses determine when to borrow, why funds are needed, how much capital is required and what repayment structure best fits their stage of growth and business requirements.

The Delhi HC said only the Internal Committee can decide workplace sexual harassment complaints under the POSH Act, reinforcing statutory compliance for employers.

LSE 24 will give "global investors greater flexibility to respond to market events, access liquidity across time zones and manage risk", the company said in a statement.