Personal Finance

The rollout of salary revisions under the 8th Pay Commission may not happen anytime soon, with employees having to wait until 2027 or beyond for recommendations on the fitment factor and revised pay structure.

According to a memorandum presented before the 8th Pay Commission, the current house-rent-allowance system has failed to keep pace with escalating rents and persistent inflation across several metropolitan regions.

The answer is rarely a simple multiple of your monthly salary. A well-planned sabbatical requires careful calculations that account for expenses, emergencies, inflation, and what comes next after your break.

Delivery partners can save a part of their earnings with investments into mutual funds, starting from Rs 100, Swiggy said in a statement.

Abakkus, launched in March 2026, runs a concentrated portfolio of 62 stocks with nearly 14% cash and a small allocation to large-cap stocks. Helios, which launched in November 2025, holds about 82 stocks, is almost fully invested, and has no large-cap exposure.

The presumptive taxation scheme is designed to simplify tax compliance for small businesses, professionals and freelancers.

Filing an income tax return for the first time may seem challenging, but following the correct steps and keeping all required documents ready can make the process much smoother.

The amount of home loan a borrower can get depends on several factors such as income, existing financial obligations, credit score, age and loan tenure.

While paying the minimum due helps avoid late fees and keeps your credit card account active, it can significantly increase your repayment burden through high interest charges.

Stamp duty and registration charges are mandatory government fees paid to legally register the property in the buyer's name.

Individuals with an annual income of Rs 12 lakh can reduce their tax liability to zero under the new regime, thanks to the enhanced Section 87A rebate and a higher standard deduction.

As a result, borrowers could remain in debt for longer than they would under alternative repayment methods.

Apart from the DA increase, the government also unveiled a series of welfare and development measures. Dasgupta said the state plans to fill 1 lakh government vacancies, with one-third of the positions reserved for women.

In a significant change to the tax filing calendar, the due date for submitting ITR-3 and ITR-4 returns in non-audit cases has been extended to Aug. 31, 2026. Previously, such returns had to be filed by July 31.

His post sparked debate on lifestyle inflation, financial planning, insurance, emergency funds and disciplined investing among young earners.

India is not under-buying life insurance, it is simply over-buying the wrong kind. We have turned a protection product into a savings habit.

What happens if you die without a will in India? JSA's Varghese Thomas explains succession laws, legal heirs, nominees, property transfers and the process families must follow.

Employee unions push for higher fitment factor and pension reforms as stakeholder consultations gather pace across the country.

A careful review of income records and relevant documentation before submitting an ITR can help taxpayers avoid unnecessary scrutiny, delayed refunds and potential compliance concerns.

One of the most closely watched demands before the 8th Pay Commission concerns the methodology used to determine minimum basic pay.