Personal Finance

If you have traits of a risk-averse individual, make sure you are not investing in any and every tax-saving avenue out there.

A high credit score doesn’t always guarantee loan approval. Check possible reasons behind rejections despite a high credit score.

For a salaried individual earning around Rs 50,000 per month, investments in the EPF scheme for the entire service period could be helpful in building a corpus of around Rs 2.5 crore.

Relying on a Rs 1 crore corpus alone for Rs 1 lakh monthly indefinitely may be unrealistic in India.

The proposed PAN-related changes are likely to impact routine payments and several other financial transactions like cash deposits, hotel bills and car purchases.

Sectorally, fund managers increased exposure to financials, metal and mining, and information technology stocks, signalling confidence in cyclical and growth-oriented segments.

Many people face the fear of running out of retirement corpus too soon.

As per the existing income tax rules, salaried employees in only four metro cities of Delhi, Mumbai, Kolkata and Chennai are allowed HRA exemption of 50%.

Building a corpus of Rs 10 crore in 15 years requires consistency and a long-term investment strategy.

The Central Board of Direct Taxes has proposed sweeping changes to India’s tax compliance regime through the draft Income-Tax Rules, 2026

By self-reporting their undisclosed income, the taxpayers can avoid steeper penalties and possible prosecution that usually follow if such income is detected by the Income Tax Department.

The portfolio composition will depend on a glide path or plan that changes how your investments are split as you get closer to retirement.

Chadha's advice is straightforward: review your salary structure before the new financial year begins. Understand which tax regime you are under. Assess how revised perquisite valuations affect you.

A modest monthly investment of Rs 5,000 via SIPs can help in generating a sizeable corpus of Rs 1 crore due to the power of compounding. Here's what you need to know.

Disciplined financial habits and effective management of credit instruments can help in improving creditworthiness. Check these simple steps to increase your credit score.

A disciplined financial reset in your 40s can still pave the way for a stress-free retirement. Check this five-point plan.

Here's how investors can achieve the targets of Rs 3 crore, Rs 6 crore and Rs 9 crore in life with a lump sum investment of Rs 13 lakh in mutual funds.

The decision to buy, hold, or sell the investments needs to be made on a rational, scientific and unbiased approach with thorough research and analysis, and not arbitrarily.

Net inflows into Gold ETFs more that doubled to a record Rs 24,040 crore, taking the net AUM to Rs 1.84 lakh crore.

Inflows across the board saw a slight decline as compared to December, with flexicap funds leading the inflow.