BQPortfolio speaks to citizens from across India about their financial goals and helps them access expert advice on how to achieve them.
Most financial planning experts advise to start early when it comes to saving for retirement. But, many times, when you do start early, you have very little idea of what you will be spending when you retire.
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The simplest projection for post-retirement spending takes your current monthly expenses and inflate it by a set percentage over the duration of your expected work life. Your retirement fund—the amount that you save over the course of your career— should be able to take care of this projected monthly expense for at least 20 years.
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But what happens if you get married and decide to have children?
Mumbai-based Damien Andrade has similar questions. He's made a strong start to his retirement saving, and is doing a commendable job at controlling his monthly expenses. But, he's wondering whether his savings will be enough if he decides to get married in a couple of years.
On this episode of BQ Portfolio, Arvind Rao, founder of Arvind Rao & Associates, helps Andrade to plan for his retirement.
Watch the full show here:
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