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IDBI Bank Q4 Results: NII Climbs 17%, Total Deposits Rise To Rs 3.47 Lakh Crore

The net interest margin was at 4.15% on an year on year basis, while return on assets (ROA) stood at 1.75%.

IDBI Bank Q4 Results: NII Climbs 17%, Total Deposits Rise To Rs 3.47 Lakh Crore
NDTV Profit
  • IDBI Bank's net profit fell 5.3% to Rs 1,943 crore in Q4FY26 year-on-year
  • Net interest income rose 17.1% to Rs 3,851 crore in Q4FY26 year-on-year
  • Operating profit declined 4.7% to Rs 3,043 crore in Q4FY26 year-on-year

IDBI Bank has announced the quarterly results for the fiscal year 2025-26 on Thursday, April 30. The lender's net profit dropped 5.3% to Rs 1,943 crore from Rs 2,051 crore in the same period previous year.

The net interest income (NII), which is the difference of interest earned and interest paid, rose 17.1% to Rs 3,851 crore in the January to March quarter of the previous fiscal from Rs 3,290 crore reported in Q4FY25. IDBI Bank's operating profit fell 4.7% to Rs 3,043 crore in the quarter under review from Rs 3,195 crore in the corresponding quarter of the previous fiscal. The net interest margin was at 4.15% on an year on year basis, while return on assets (ROA) stood at 1.75%.

Total deposits rose 12% to Rs 3.47 lakh crore in the fourth quarter of previous fiscal, against Rs 3.1 lakh crore in Q4FY25. CASA increased 7% on an year on year basis to Rs 1.54 lakh crore as on March 31, 2026 against Rs 1.44 lakh crore in the same quarter previous year.

ALSO READ: NALCO Q4 Results: Net Profit Up 7%; Declares Third Interim Dividend, Check Record Date

IDBI Bank Q4FY26 (YoY) 

  • Net interest income (NII) up 17.1% at Rs 3,851 crore versus Rs 3,290 crore

  • Net profit down 5.3% at Rs 1,943 crore versus Rs 2,051 crore
  • Operating Profit down 4.7% at Rs 3,043 crore versus Rs 3,195 crore
  • Provisions up 22.4% at Rs 285 crore versus Rs 233 crore

IDBI Bank Q4FY26 (QoQ)

  • Gross NPA at 2.32% versus 2.57%
  • Net NPA at 0.15% versus 0.18%
  • Provisions at Rs 285 crore versus write-back of Rs 542 crore

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