Personal Finance

From rewards and benefits to interest rates, here are seven major factors that beginners must check before choosing their first credit card.

While home loans offer ownership and long-term asset creation, they come with high EMIs. Renting keeps costs predictable helps with aspects such as investments.

Until now, capital gains on SGBs were exempt if bonds were redeemed with the Reserve Bank of India at the eight-year maturity.

A Reddit user criticised Gurugrams infrastructure, citing poor roads, waterlogging during heavy rains and high pollution.

Under the proposal, an employer can claim a deduction for employees PF contributions if the amount is deposited before the due date of filing the employers I-T return.

The limits of the employer's contribution have not been aligned in the two enactments.

Budget 2026 brought a significant change for the Sovereign Gold Bonds (SGBs) but maintained most of the existing taxation rules for gold and silver investments.

Check out the entire process to register a will in India. Doing so boosts its authenticity and further prevents future family feuds.

Trends indicate that by paying just one extra EMI every year on a Rs 50 lakh loan, borrowers may be able to save loan tenure by over five years.

If a taxpayer fails to get accounts audited or furnish the report, a fee of Rs 75,000 applies for delay of even a day. This doubles to Rs 1,50,000 if the failure continues beyond 30 days.

Income Tax Slab News Live: Last year, FM Sitharaman announced major changes in the new income tax regime. Tax experts believe that there is little fiscal room this year for any big tax income tweaks, however, some changes may be brought to boost consumption.

In the new tax regime, which is also the default regime currently, several changes were announced in 2024 and 2025 to make it more lucrative.

Finance Minister Nirmala Sitharaman presented the annual budget on Feb. 1, 2026.

The new Income Tax Act was introduced to modernise, simplify and streamline India's direct tax framework.

Budget 2026: Capital gains on SGBs were tax-free for individual investors only if held until the eight-year maturity, regardless of whether they were purchased in the primary or secondary market.

The Income Tax Act, 2025, will come into force replacing the six-decade-old tax law.

Sitharaman noted that tax forms have been redesigned to ensure "ordinary citizens can comply without difficulty," marking a major shift toward user-friendly processes.

ICICI Bank will revise credit card benefits from February 2026, scrapping BookMyShow movie offers on some cards.

HDFC Bank has capped the reward points redemption limit at Rs 1.5 lakh per month for flights, hotel bookings and air miles.

Income Tax Budget 2026 Expectations Highlights: Taxpayers will look for updates for any new impact on their wallets as finance minister Nirmala Sitharaman presents her record ninth budget on Feb. 1, 2026.