- AU Small Finance Bank's Q4 net profit rose 65% to Rs 832 crore year-on-year
- Net interest income increased 23% to Rs 2,582 crore compared to last fiscal
- Gross NPA declined to 2.03% and net NPA decreased to 0.74% quarter-on-quarter
AU Small Finance Bank Ltd. saw a 65% surge in its net profit for the fourth quarter of fiscal 2025-26, according to an exchange filing from the company on Monday. The firm also declared a dividend of Rs 1, subject to the approval of shareholders in the upcoming Annual General Meeting.
"The dividend on equity shares will be paid/dispatched after the same is approved by the shareholders at the ensuing AGM of the bank," the filing said.
The bank had a net profit of Rs 832 crore YoY (Year-On-Year), compared to Rs 504 crore in the year-ago period. Its net interest income increased by 23% to Rs 2,582 crore compared to Rs 2,094 crore in the preceding fiscal. Its gross non-performing assets were at 2.03% sequentially, compared to the previous quarter's 2.3%.
The company's net non-performing assets were at 0.74% from the previous quarter's 0.88%. Its provisions were at Rs 269 crore YoY, compared to Rs 635 crore in the previous financial year; its provisions for the preceding quarter were at Rs 331 crore. Its operating profit was up 4.6% to Rs 1,352 crore YoY from Rs 1,292 crore.
AU Small Finance Bank Q4 Earnings Highlights
- Net Profit Up 65.2% At Rs 832 crore Vs Rs 504 crore YoY
- NII Up 23% At Rs 2,582 crore Vs Rs 2,094 crore YoY
- Gross NPA At 2.03% Vs 2.3% QoQ
- Net NPA At 0.74% Vs 0.88% QoQ
- Provisions At Rs 269 crore Vs Rs 635 crore YoY
- Provisions At Rs 269 crore Vs Rs 331 crore QoQ
- Op Profit Up 4.6% At Rs 1,352 crore Vs Rs 1,292 Cr YoY
The company also appointed Gaurav Jain as chief financial officer with effect from April 27.
Share price of AU Small Finance Bank saw a 2.13% downturn to Rs 832 crore at the end of the day's trade, compared to a 0.81% uptick of the NSE Nifty 50.
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