July is expected to be a busy month for the banks in India. With no major festival lined up, banks will see increased activity this month, particularly amid the ongoing tax season.
According to the Reserve Bank of India's calendar, five weekday holidays and two regional festival-based holidays on Saturdays are lined up. Banks will remain closed on the second and fourth Saturdays as well as all Sundays. This means that July will witness a total of 13 holidays, including the weekends.
These holidays are mainly local celebrations and religious events, with many observed in the northeast states. None of the weekday holidays in July will be observed universally across India.
During these days off, the physical branches of the banks will remain closed. However, online banking services will continue to operate, enabling customers to conduct transactions, access their accounts, and utilise digital payment methods without interruption. These include services like net banking, UPI, and ATM facilities, which will not be disrupted due to bank holidays.
List Of Bank Holidays In July 2025
July 3: Kharchi Puja holiday in the state of Tripura
July 5: Holiday to mark Guru Hargobind Ji's birthday in Jammu and Kashmir
July 14: Beh Deinkhlam holiday in Meghalaya
July 16: Harela holiday in Uttarakhand
July 17: Holiday to mark the death anniversary of U Tirot Singh in Meghalaya
July 19: Ker Puja holiday in Tripura
July 28: Drukpa Tshe-zi holiday in Sikkim
In addition to these, all scheduled and non-scheduled banks will observe public holidays on the second and fourth Saturdays, as per the RBI guidelines. Since July 5 and 19 fall on the first and third Saturdays, Jammu and Kashmir and Tripura will have holidays every weekend this month.
Moreover, Sikkim will enjoy a long weekend in the last week of July, with the fourth Saturday, Sunday, and Monday off to celebrate Drukpa Tshe-zi, a significant Buddhist festival observed in the region.
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