IDBI Bank Q4 Results: Net Profit Dips 5% To Rs 1,943 Crore, NII Up 17%

IDBI Bank has announced the quarterly results for the fiscal year 2025-26 on Thursday, April 30. The lender's net profit dropped 5.3% to Rs 1,943 crore from Rs 2,051 crore in the same period previous year.

The net interest income (NII), which is the difference of interest earned and interest paid, rose 17.1% to Rs 3,851 crore in the January to March quarter of the previous fiscal from Rs 3,290 crore reported in Q4FY25. IDBI Bank's operating profit fell 4.7% to Rs 3,043 crore in the quarter under review from Rs 3,195 crore in the corresponding quarter of the previous fiscal. The net interest margin was at 4.15% on an year on year basis, while return on assets (ROA) stood at 1.75%.

Total deposits rose 12% to Rs 3.47 lakh crore in the fourth quarter of previous fiscal, against Rs 3.1 lakh crore in Q4FY25. CASA increased 7% on an year on year basis to Rs 1.54 lakh crore as on March 31, 2026 against Rs 1.44 lakh crore in the same quarter previous year.

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IDBI Bank Q4FY26 (YoY) 

• Net interest income (NII) up 17.1% at Rs 3,851 crore versus Rs 3,290 crore

• Net profit down 5.3% at Rs 1,943 crore versus Rs 2,051 crore
• Operating Profit down 4.7% at Rs 3,043 crore versus Rs 3,195 crore
• Provisions up 22.4% at Rs 285 crore versus Rs 233 crore

IDBI Bank Q4FY26 (QoQ)

• Gross NPA at 2.32% versus 2.57%
• Net NPA at 0.15% versus 0.18%
• Provisions at Rs 285 crore versus write-back of Rs 542 crore

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