With January already at halfway mark, banks have seen limited activity due to festivals, elections and regional events. This may have led to questions about banking activities during the weekends as January has five Saturdays.
The coming Saturday is the third Saturday of the month. According to RBI guidelines, banks are usually operational on all Saturdays except the second and fourth, unless a festival or holiday is declared.
This time, only one state will observe the third Saturday as a bank holiday due to the festival. In all other states, banking operations will continue as usual. Customers are advised to plan their visits accordingly and check with their local branch for any changes.
Tamil Nadu To Observe Bank Holiday On Jan. 17
According to the RBI calendar, only Tamil Nadu will observe a bank holiday on Jan. 17. Uzhavar Thirunal, or Farmers' Festival falls on the third day of the festival.
While physical bank branches in Chennai and other districts of Tamil Nadu will remain closed on the third Saturday due to Uzhavar Thirunal, digital banking services will continue to operate as usual. This means online transactions, mobile banking, and ATM services will not be affected.
Bank Holidays In January 2026: Full List
- January 1 - New Year's Day/Gaan-Ngai (Mizoram, Manipur, Nagaland, Meghalaya, Arunachal Pradesh, Sikkim and West Bengal)
- January 2 - New Year Celebration/Mannam Jayanthi (Kerala, Mizoram)
- January 3 – Birth anniversary of Hazrat Ali (Uttar Pradesh)
- January 10 - Second Saturday
- January 12 - Birth anniversary of Swami Vivekananda (West Bengal)
- January 14 - Makar Sankranti/Magh Bihu (Assam, Odisha, Arunachal Pradesh, Gujarat)
- January 15 - Uttarayana Punyakala/Pongal/Maghe Sankranti/Makara Sankranti (Tamil Nadu, Karnataka, Andhra Pradesh, Telangana)
- January 16 - Thiruvalluvar Day (Tamil Nadu)
- January 17 - Uzhavar Thirunal (Tamil Nadu)
- January 23 – Birth anniversary of Netaji Subhas Chandra Bose/Saraswati Puja (Shree Panchami)/Vir Surendrasai Jayanti/Basanta Panchami (West Bengal, Odisha, Tripura)
- January 24 - Banks closed on fourth Saturday
- January 26 - Republic Day (National holiday)
- January 4, 11, 18, 25 - Bank holiday on Sunday
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