Asset quality remains under control, while ICICI Bank continues to carry a contingency provisioning buffer of Rs 131 billion. (Photo: Vijay Sartape/NDTV Profit)
ICICI Bank’s investment in technology has resulted in consistent productivity gains and steady improvement in cost ratios. Asset quality remains under control, while ICICI Bank continues to carry a contingency provisioning buffer of Rs 131 billion (1.0% of loans).