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Motilal Oswal Report
LIC Housing Finance Ltd. is one of the largest housing finance companies in India with an extensive distribution network.
The company extended its lowest home loan rate of 6.66% for the festive season to borrowers having a CIBIL score of 700 and above, for loans up to Rs 20 million (the earlier limit was Rs 5 million).
By segmenting borrowers based on their CIBIL score, irrespective of the category of employment, LIC Housing Finance aims to cater to a larger borrower base.
This move is in tune with the demand for larger spaces and affordability, and good traction for loans in the ticket size of Rs 5-20 million.
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