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DCB Bank Gets 'Buy' Upgrade From Nirmal Bang, Sees 30% Potential Upside
DCB Bank has maintained its loan growth guidance at 18-20%, much higher than the current industry growth rate of 11% and SME segment will be the main driver of this growth, adds Nirmal Bang
21 May 2025, 08:50 PM IST 
Under the current management DCB Bank has stuck to its risk framework which was collectively decided many years ago, of secured lending, small ticket loans and granular deposits. (Photo credit: Vijay Sartape /NDTV Profit)
SME is the key segment of the bank. The target segment is customers from semi-urban India having a monthly income of Rs 50,000 per month. The customers include retail traders, Kirana shops and people from the informal salaried segment.
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