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DCB Bank Gets 'Buy' Upgrade From Nirmal Bang, Sees 30% Potential Upside
DCB Bank has maintained its loan growth guidance at 18-20%, much higher than the current industry growth rate of 11% and SME segment will be the main driver of this growth, adds Nirmal Bang
21 May 2025, 08:50 PM IST 
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Under the current management DCB Bank has stuck to its risk framework which was collectively decided many years ago, of secured lending, small ticket loans and granular deposits. (Photo credit: Vijay Sartape /NDTV Profit)
SME is the key segment of the bank. The target segment is customers from semi-urban India having a monthly income of Rs 50,000 per month. The customers include retail traders, Kirana shops and people from the informal salaried segment.
