HDFC Bank Ltd. reported Q4 FY25 earnings of 171 billion which was supported by margin expansion and controlled opex increase. (Photographer: Usha Kunji/NDTV Profit)
Based on the brokerage's credit-deposit estimates, HDFC Bank is likely to revert to pre-merger CD-Ratio levels by the beginning of FY27-which is likely to be the first normal year of operations for the merged entity.