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ICICI Securities Report
We hosted the management of CAMS finserv, a wholly owned subsidiary of Computer Age Management Services Ltd.; to understand account aggregator business opportunity. We present key takeaways from management interaction in this note.
Account aggregator is fundamentally a license to supply data from financial information provider to financial information user in real time.
While supplying this data, the account aggregator is data blind and every fetch is done with the consent of data principal.
This fundamentally aims to solve the problem of mistrust in sharing critical information and through data sharing ultimately aims to open up new segments for retail and small and medium enterprise lending.
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