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Axis Bank Q4 Results Review: Motilal Oswal Maintains 'Neutral' Stance, Hikes Target Price Post Inline Earnings
Given the rate cut, Axis Bank's margins are expected to remain under check, the brokerage fine-tunes its earnings and estimate FY27E RoA/RoE of 1.7%/15.0%. reiterates Neutral
25 Apr 2025, 10:55 AM IST 
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Axis Bank reported Q4 FY25 net profit of Rs 71.2 billion (flat YoY, up 13% QoQ, in line).
(Photo: Vijay Sartape/NDTV Profit)
Axis Bank's expansion in margin was primarily driven by better asset quality (2bp), while an additional 1bp came from interest income on IT refunds. A written-back provision of Rs 8.01 billion on security receipts was booked on P&L, while Rs 5.37 billion of interest on these receipts has not been booked. The bank has seen stabilization in the card portfolio. Personal loan will take a few more quarters to show improvement.
