How To Check Your EPF Balance Instantly: A Detailed Step-By-Step Guide For Employees
Checking your EPF balance is necessary for tracking your retirement savings. You can do this easily through the EPFO portal and Umang app, among other options.
The Employees’ Provident Fund is a widely used retirement savings scheme in India, offering financial security for the future. With contributions from both employers and employees, it steadily builds a substantial retirement corpus over time.
Keeping track of your EPF balance is essential, whether you're planning a withdrawal, taking a loan against it or just monitoring your savings.
Checking your EPF balance is quick and convenient, with multiple online and offline methods available.
Let’s take a look at the different ways that you can access your EPF account details effortlessly:
Checking EPF Balance From EPFO Portal
Visit the EPFO portal.
Go to the ‘Services’ tab and click on ‘For Employees’.
Go to the ‘Services’ section and click on ‘Member Passbook’.
Enter your UAN, password, captcha, and click on ‘Sign In’.
A document will be shown which includes the details about your EPF balance.
Checking EPF Balance From Umang App
You can check the EPF balance on your phone from the Unified Mobile Application for New-age Governance, or Umang app. Here’s how:
Download the Umang app from the PlayStore or the App Store.
Tap on ‘EPFO’ option.
Go to ‘Employee Centric Service’ and tap on ‘ View Passbook’.
Enter UAN and OTP, and tap on ‘Login’.
Now you can check your EPF balance, including details of withdrawals and deposits.
Checking EPF Balance Through Missed Call
To check your EPF balance via a missed call, ensure that your PAN, Aadhaar and bank account number are linked to your UAN.
From your registered mobile number, give a missed call to 011-22901406. The call will disconnect automatically, and you will receive an SMS with your EPF details shortly.
Checking EPF Balance Through SMS
You can use your registered mobile number to send an SMS to 7738299899 to check your EPF balance. This option is available if the UAN is active and linked with your PAN, Aadhaar, and bank account number.
The format of the SMS is ‘EPFOHO UAN ENG’ if you want to receive the information in English. You have to use the first three letters of your preferred language at the end of the SMS to indicate your preference.
The SMS service is available in the following languages:
English (ENG)
Hindi (HIN)
Punjabi (PUN)
Gujarati (GUJ)
Marathi (MAR)
Kannada (KAN)
Telugu (TEL)
Tamil (TAM)
Malayalam (MAL)
Bengali (BEN)
Checking EPF Balance Without Registered Mobile Number
Here’s how you can use your EPF balance without using the registered mobile number:
Visit the EPF portal and click on ‘e-Passbook’.
Enter your UAN, password, and captcha, and click on ‘Sign In’.
Click on the ‘Passbook’.
Choose the ‘Member ID’.
Now you can see the EPF balance and other details from the passbook. You can download it as well.
