Demand For Business Loans Rising From Women In Tier-II Cities, Beyond: Indifi Technologies

Indifi Technologies Pvt. on Friday said nearly 60% of female entrepreneurs who secured business loans from its platform witnessed a more than 10% uptick in their revenue before the end of their loan tenure, highlighting resilience, ambition, and potential of women entrepreneurs across the country.

It further said that women entrepreneurs from tier-II cities and beyond are increasingly seeking business loans.

Since the company’s inception in 2015, women borrowers in these regions accounted for just 12.5% of total disbursals but this number has seen a "remarkable rise" over the years, reaching 37% in 2024. This highlights the growing financial inclusion and accessibility of credit for women-led businesses beyond metro cities.

"Indifi Technologies...has released its latest findings from its user database, just ahead of International Women’s Day, highlighting a remarkable trend that nearly 60% of female entrepreneurs who secured business loans from the platform witnessed a more than 10% uptick in their revenue before the end of their loan tenure," Indifi said in a release.

Alok Mittal, co-founder and managing director of Indifi Technologies said it is incredibly encouraging to see nearly 60% of these businesses achieve over 10% revenue growth after securing a loan.

"This is clear proof of how access to the right financial support can drive real impact. This growth speaks to the resilience, ambition, and potential of women entrepreneurs across the country," Mittal added.

So far, Indifi has disbursed over 22,500 loans worth over Rs 1,650 crore to women borrowers, with the top sectors led by women entrepreneurs including restaurants, services, textiles and ready-made garments, and FMCG and household products - highlighting the diverse industries benefiting from accessible financing.

According to the platform's other findings, 70% of women entrepreneurs taking loans were in the 30-50 age bracket, thus emphasising how financial independence is actively pursued during peak professional years.

A steady rise in repeat borrowing among women entrepreneurs signifies sustained business expansion and growing trust in formal credit channels, it further said.