Rounaq Neroy
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International Funds: Should You Consider Them For Geographical Diversification Now?
Investors are not just limiting their exposure to domestic mutual funds but also considering international mutual funds to benefit from geographical diversification.
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Investing In Mutual Fund SIPs? What A Scheme Information Document Can Tell You
Mutual fund investors often buy on recommendations from mutual fund distributors/agents/brokers or follow unqualified advice from family, friends, and relatives, rather than carefully reading the scheme information document.
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Sending Money Abroad From India? LRS Limit, TCS, Tax Rules And Charges Explained
Today, residents of India are sending money abroad for a variety of purposes — education, travel, medical treatment, employment/business/professional purposes, and so on. Remittances from India to foreign countries have increased over the years.
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How NRIs Can Sensibly Invest In GIFT City Funds And Mutual Funds
Both GIFT City Funds and typical mutual funds are promising avenues for NRIs looking to create wealth by investing in India, a promising investment destination.
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Is There Money Waiting For You? Here's How To Check For Unclaimed Deposits
The data show that unclaimed deposits amount to over Rs 70,000 crore, according to the RBI. This money has been saved and invested over the years. It goes unclaimed due to various reasons.
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Do You Rely On AI Tools And Finfluencers for Investment Advice? Read This
AI tools for investments, as well as social media financial influencers, called finfluencers', are shaping the way investment decisions are made. But the key question is, can you rely on them?
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Beyond Interest Rates: Five Checks Before You Park Your Money In A Bank Fixed Deposit
Risk-averse investors and senior citizens particularly prefer bank FDs because they offer fixed and stable returns. But apart from interest, other factors need to be considered before investing in bank FDs.
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RBI Floating Rate Bond: Why It's A Better Option Than A Bank FD Now
Compared to the term or fixed deposit rates offered by some of the top private and public sector banks, the coupon rate on RBI Floating Rate Bonds is considerably better.
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Index Funds vs Exchange-Traded Funds: Which One Should You Consider?
Index funds and ETFs offer sufficient diversification and charge low fees/expense ratios compared to active funds, making them ideal for long-term wealth creation.
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Worried About Inflation? Here's How To Make Your Investment Portfolio Future-Ready Amid Volatility
Real returns, also known as inflation-adjusted returns, and not just nominal returns, matter for your portfolio. Inflation, after all, erodes the purchasing power of your money.
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Why The Senior Citizen Savings Scheme (SCSS) Is A Good Option For Retirees Now
The government has kept the interest rates on small savings schemes unchanged for the eighth consecutive quarter. Among the small savings schemes, the Senior Citizen Savings Scheme (SCSS) continues to offer the highest interest rate.
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Balanced Fund vs Advantage Fund: Which Is Better Choice In Current Market Environment
The Indian equity market has been experiencing intense volatility. A tactical approach needs to be followed, where you need to have exposure to both equity and debt instruments.
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Gold Loan Rules: How Falling Gold Prices Can Reduce Loan Eligibility
Gold has long served as a store of value in India and is often used in times of financial need. Borrowers typically prefer pledging gold rather than selling it due to its financial and inherited value.
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Quant Funds Reality Check: Have Their Complex Algorithms Built Wealth For You?
Quant-based funds, unlike other active funds, rely on complex mathematical and statistical models with automated algorithms and rules applied to make investment decisions. Read on to know more.
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How To Structure Mutual Fund Withdrawals In A Volatile Market
With markets turning volatile, how you withdraw from mutual funds matters as much as how you invest. A structured approach can help avoid decisions that impact long-term goals.
