Rounaq Neroy

Without early financial literacy, children can struggle in the real world, making them highly vulnerable to impulse spending and predatory marketing.

Given the upside risk to the inflation outlook, the probability is skewed towards a future rate hike rather than a cut. But how soon rates would move up seems unclear.

The RBI has currently opened a special concessional swap window allowing commercial banks to offer special FCNR(B) Deposits.

Investors are giving in to the FOMO (fear of missing out) and buying too many mutual funds. But it may also result in portfolio overlap.

To earn a regular source of income, POMIS and SCSS are suitable, but one needs to be considered as a part of your core allocation and the other as a secondary bucket.

Both gold and silver have distinct traits. The precious yellow metal is largely a safe haven, while silver is an industrial metal today.

International mutual funds invest in a variety of stocks across various markets and themes, thereby facilitating diversification, depending on the funds you choose.

Small Finance Banks or SFBs are offering interest on term deposits of up to 8.25% p.a. for a 30-month deposit to senior citizens. Should you consider them?

Bond yields have climbed close to 7%, raising concerns over gilt fund returns. Here's why investors may prefer shorter-duration debt funds now.

The Direct Plan is available when you invest directly with the fund house or through investment platforms that offer it.

The Indian mutual fund industry has been receiving sizeable SIP inflows. SEBI has now proposed the concept of payroll-linked SIPs, which shall instil the habit of saving first before spending.

Understanding the PPF rules is critical when investing in PPF to achieve envisioned financial goals, as they affect your cash flows.

A unique combination of high-growth digital infrastructure, a massive talent pool, and a pivot toward high-value frontier technologies, such as Artificial Intelligence (AI) and robotics, has also attracted investors.

Investors are not just limiting their exposure to domestic mutual funds but also considering international mutual funds to benefit from geographical diversification.

Mutual fund investors often buy on recommendations from mutual fund distributors/agents/brokers or follow unqualified advice from family, friends, and relatives, rather than carefully reading the scheme information document.

Today, residents of India are sending money abroad for a variety of purposes — education, travel, medical treatment, employment/business/professional purposes, and so on. Remittances from India to foreign countries have increased over the years.

Both GIFT City Funds and typical mutual funds are promising avenues for NRIs looking to create wealth by investing in India, a promising investment destination.

The data show that unclaimed deposits amount to over Rs 70,000 crore, according to the RBI. This money has been saved and invested over the years. It goes unclaimed due to various reasons.

AI tools for investments, as well as social media financial influencers, called finfluencers', are shaping the way investment decisions are made. But the key question is, can you rely on them?

Risk-averse investors and senior citizens particularly prefer bank FDs because they offer fixed and stable returns. But apart from interest, other factors need to be considered before investing in bank FDs.