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Motilal Oswal Report
In its FY22 Annual Report, Star Health and Allied Insurance Company Ltd. outlined the strong growth opportunities in the health insurance space in India. After the lifting of Covid-related restrictions, there is growing acceptance of the need for hospitalisation, leading to larger customer walk-ins wanting to avail health insurance policy without being prospected.
With India ranking high in terms of diabetes, obesity, and cancer, along with increasing share of the older age population, the severity of hospitalised cases will continue to rise.
Star Health is focusing on deepening its presence in rural India, with the creation of a dedicated vertical for addressing demand from these geographies. Given its increased impetus towards enhancing the bancassurance channel, it has increased its relationship management count by 28% in FY22.
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