Bajaj Housing Finance has emerged as one of India’s fastest-growing housing finance companies, delivering 29% AUM CAGR between FY20–25, significantly outpacing peers
(Photo Source: Andres Villamizar/pexels)
ICICI Securities believes Bajaj Housing Finance’s differentiated strategy, diversified product mix, and digital adoption position it well to sustain 21–23% AUM CAGR and deliver superior returns. Key risks include competitive pressure on spreads and any adverse movement in credit costs.