Bajaj Housing Finance trades at 3.6x FY27 P/BV, and the brokerage models AUM/PAT CAGR of ~22% each over FY25-FY28E, with steady-state RoA/RoE of ~2.3%/14.2% in FY28E. (Photo source: Unsplash)
Bajaj Housing Finance maintains one of the strongest asset quality profiles among its peers, driven by its strategic focus on large, prime-ticket loans, coupled with stringent underwriting standards and prudent risk management practices.