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KRChoksey Research's IPO Report
Incorporated in 2009, 'Aptus Value Housing Finance India Ltd.' is an entirely retail focussed housing finance company primarily serving low and middle income self-employed customers in the rural and semi-urban markets of India.
It is one of the largest housing finance companies in south India in terms of assets under management at Rs 4,068 crore (FY21).
Aptus Housing Finance offers home loans for the purchase and self-construction of residential property, home improvement and extension loans; loans against property; and business loans.
Company only offers loans to retail customers , with no exposure to real estate developers or for commercial real estate.
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