Credit Cards: Five Best Cards For Every Gadget Buff
Many credit cards come with attractive deals and discounts on shopping across top brands.
It's natural for gadget geeks to covet the latest smartphones, laptops, smartwatches, or gaming consoles. But the hefty price tags often prove a hurdle in buying the dream gadgets.
If you're planning to spend on gadgets, one of the smart ways to maximise benefits would be to use a credit card that offers attractive deals and discounts on shopping.
Here are the five best credit cards you can explore for buying your next gadget.
Five Best Credit Cards For Buying Gadgets
1. Amazon Pay ICICI Credit Card
The Amazon Pay ICICI Credit Card is co-branded with Amazon India and is ideal for those who want to shop on the e-commerce platform. Prime members can get 5% reward points while shopping on Amazon. Non-Prime members can enjoy reward points at 3% of the transaction amount. What makes the card even more attractive is that it comes with zero joining and annual fees.
2. IDFC FIRST Millennia Credit Card
The IDFC FIRST Millennia Credit Card offers 3x reward points on online transactions up to Rs 20,000 per month. You can get 10x reward points on incremental spending of over Rs 20,000 every month.
It is a lifetime free credit card. Thus, you don’t need to pay any joining or annual fee for it.
3. Federal Bank One Co-Branded Credit Card
The Federal Bank One co-branded credit card offers 5x reward points on the top two categories you spend on each month, provided you make transactions across at least three categories in the month. To qualify for the reward points, cardholders need to spend at least Rs 750 in each of the three categories.
The card provides one reward point for every transaction of Rs 50. It is a lifetime free credit card.
4. Flipkart Axis Bank Credit Card
You can get 5% cashback on buying gadgets with the Flipkart Axis Bank credit card. The cashback is capped at Rs 4,000 per quarter. It also offers Flipkart vouchers worth Rs 250 on the first transaction with the card.
It comes with a joining and annual fee of Rs 500.
5. HSBC Visa Platinum Credit Card
The HSBC Visa Platinum credit card offers two reward points for every purchase of Rs 150. On applying and verifying yourself online, you can get an Amazon eGift Voucher worth Rs 100. The card has no joining or annual fees.
Before you sign up for any credit card, it is advisable to check the annual and joining fees charged along with other terms and conditions to choose the most suitable card for your shopping needs. With the right card, you can make buying gadgets a rewarding experience.
