Shriram Finance Ltd.'s net profit for the fourth quarter of FY26 surged 41% year-on-year, according to an exchange filing on Friday.
The company's bottom-line came in at Rs 3,021 crore, compared to Rs 2,144 crore in the year-ago period, beating analysts' estimates of Rs 2,712 crore.
Moreover, Shriram Finance has also declared a final dividend of Rs 6 per share with face value of Rs 2 each fully paidup. The record date to determine eligible shareholders has been set as July 3, 2026.
The company reported a net interest income of Rs 6,994 crore, up nearly 16% from Rs 6,051.2 crore in the year-ago period and in-line with market expectations of Rs 6,757 crore.
Further Shriram Finance's total income came in at Rs 12,532 crore, up 6.4% from Rs 11,460.25 crore. The net interest margin expanded from 8.25% in the comparable quarter of last fiscal to 8.61% in the quarter under review.
Cost to income ratio was narrowed to 25.32% sequentially compared to 29.66% in the previous quarter.
Gross Non-Performing Assets were grew marginally to 4.58% from 4.54% on a quarter-on quarter basis, while net NPA stood at 2.33%, up from 2.38% in the last quarter.
Return on Assets (ROA) expanded to 3.63% from 3.09%. The metric is used to measure how efficiently a company uses its assets (cash, inventory, property, equipment) to generate profit. Further, Return On Equiry expanded to 19.13% from 16.33% in Q3FY26.
Shriram Finance Q4 Result Highlights (Consolidated, YoY)
- Total income rises 9.4% at Rs 12,532 crore
- NII at Rs 6,994 crore versus estimate of Rs 6,757 crore
- AUM at Rs 3.02 lakh crore versus estimate of Rs 3.05 lakh crore
- Profit surges 41% to Rs 3,021 crore versus Rs 2,144 crore (estimate: Rs 2,712 crore)
- To Pay Final Dividend Of `6/Share
- Approves Fundraise For FY27 Via Debt Securities
- Shriram Finance NIM at 8.61% vs 8.25% year ago
Shriram Finance Share Price
Shares of Shriram Finance ended 0.20% higher at Rs 1,011 apiece on the NSE. This compared to a 1.14% decline in the Nifty index on Friday.
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