Over the past year, Poonawalla Fincorp has introduced six to seven new products across consumer durable loans, education loans, gold loans, Prime PL, CV, and shopkeeper loans, each supported by detailed product engineering and a risk-calibrated execution framework.
NDTV Profit's special research section collates quality and in-depth equity and economy research reports from across India's top brokerages, asset managers and research agencies. These reports offer NDTV Profit's subscribers an opportunity to expand their understanding of companies, sectors and the economy.
Motilal Oswal Report
Poonawalla Fincorp Ltd. is transitioning into a structurally stronger, digitally advanced, and well-diversified retail NBFC. The company's disciplined approach to growth, strong leadership bench, and emphasis on technology and governance provide a clear path toward consistent, high-quality profitability.
With multiple engines of growth and improving operating leverage, Poonawall Fincorp is well-positioned to deliver sustained superior returns in the medium-to-long term.
Culturally, the organization combines high-performance innovation with continuous improvement, reflecting what management calls a ‘smart organization mindset'.
The company now employs over 3,000 people across multiple verticals, operating cohesively toward clearly defined profitability and governance objectives.
Poonawalla Fincorp trades at 3.2x FY27E, and we estimate AUM/PAT CAGR of 42%/92% over FY26-FY28E with RoA/RoE of 2.6%/20% in FY28E.
Reiterate our Buy rating on the stock with a rarget price of Rs 600 (premised on 3.7x Sep'27 book value per share).
Click on the attachment to read the full report:
DISCLAIMER
This report is authored by an external party. NDTV Profit does not vouch for the accuracy of its contents nor is responsible for them in any way. The contents of this section do not constitute investment advice. For that you must always consult an expert based on your individual needs. The views expressed in the report are that of the author entity and do not represent the views of NDTV Profit.
Users have no license to copy, modify, or distribute the content without permission of the Original Owner.
Essential Business Intelligence, Continuous LIVE TV, Sharp Market Insights, Practical Personal Finance Advice and Latest Stories — On NDTV Profit.
