Q1 Results Live: AU Small Finance Bank Asset Quality Sours; India Cements In Loss; HDFC Bank Concall Underway
Big names like HDFC Bank, ICICI Bank and RBL Bank among many have posed their Q1 results.
Q1 Results Live: HDFC Bank Concall Underway
HDFC Bank CFO Srinivasan Vaidyanathan said credit performance remains healthy and enhanced floating provisions in Q1 across segments.
"Typically, we see agri slippages in June quarter, it should stabilize going forward. We are consistent and stable across segments in terms of slippages. Taken this as an opportunity to enhance contingent, floating provisions. High provisions not because we expect any stress in any loan segment," he said.
Q1 Results Live: AU Small Finance Bank NII Up, Asset Quality Sours
AU Small Finance Bank Q1 FY26 (Standalone, YoY)
Net interest income up 6% at Rs 2,045 crore versus Rs 1,921 crore
Net profit up 15.6% at Rs 581 crore versus Rd 503 crore
Operating profit up 38% at Rs 1,312 crore versus Rs 952 crore
Provisions up 88.6% at Rs 533 crore versus Rs 283 crore
Provisions down 16% at Rs 533 crore versus Rs 635 crore (QoQ)
Gross NPA At 2.47% Vs 2.28% (QoQ)
Net NPA At 0.88% Vs 0.74% (QoQ)
Q1 Results Live: ICICI Bank Says Increase In Slippages Due To Low Base
ICICI Bank said the marginal increase in fresh slippages is in line with their expectations and caused due to low base.
Personal loan growth has moderated and asset quality trends have stabilized in the unsecured segment in Q1. The bank is comfortable with overall quality of personal loan portfolio, said Executive Director Sandeep Batra in an earnings call.
"We continue to see healthy growth in business banking portfolio. Business banking is 20% of our total loan portfolio and we are comfortable with quality. Some slowdown in loan growth is because of competitive pricing in large corporate book," he said.
Q1 Results Live: India Cements Business Highlights
Aditya Birla Group company India Cements' domestic sales volume grew 11.6% year-on-year to 2.18 million tonnes. Average capacity utilization was 61% for the quarter.
Cement realisations net of logistics cost improved by 5.7% sequrntially.
Total Ebitda per metric ton was Rs 424, significantly higher than Rs 88 in the March quarter of last fiscal.
Q1 Results Live: India Cements In Loss
India Cements Q1 FY26 Highlights (Consolidated, YoY)
Revenue flat at Rs 1,024.74 crore versus Rs 1,026.76 crore.
Ebitda of Rs 83.2 crore versus Ebitda loss of Rs 24.7 crore.
Net loss of Rs 131.36 versus profit of Rs 71.33 crore.
Exceptional loss of Rs 123.77 crore due to impairment costs related to two subsidiaries.
