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This Article is From May 31, 2025

HSBC Visa Platinum Credit Card: Eligibility, Documents And Application Process

HSBC Visa Platinum Credit Card: Eligibility, Documents And Application Process
It comes with a zero annual fee and attractive rewards. (Photo Source: HSBC India)
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Credit cards are one of the best tools for managing your finances. By using a credit card, you can earn rewards on your transactions, such as travel perks and build a good credit history. It allows you to make purchases even when you don't have cash at a given moment.

The market for credit cards is currently full of options. One of the popular options you can choose is the HSBC Visa Platinum Credit Card. It comes with a zero annual fee and attractive rewards.

Below, we have provided the key details about the HSBC Visa Platinum Credit Card, such as the eligibility criteria and the documents you need to submit to apply for it.

Eligibility Criteria For HSBC Visa Platinum Credit Card

  • Age: You must be between 18 and 65.

  • Income: Annual income must be at least Rs 4 lakh for salaried individuals.

  • Residence: You must be a resident of Bangalore, Chennai, Gurgaon, Hyderabad, Mumbai, New Delhi, Noida, or Pune.

Documents Required To Apply For HSBC Visa Platinum Credit Card

  • Employees of multinational corporations need to submit a salary slip or certificate.

  • If you have other credit cards, you need to submit a copy of their front and your credit card statements.

  • Salaried employees of private limited companies need to submit their latest salary slip and bank statements for the preceding three months.

  • Proof of identity, residence, PAN card or Form 60.

Steps To Apply For HSBC Visa Platinum Credit Card

  1. Go to the official website of the HSBC Visa Platinum Credit Card.

  2. Click on ‘Apply now'.

  3. Enter the relevant details that you are asked to fill.

  4. Upload relevant documents such as PAN card, Aadhaar card as per the on-screen instructions. 

  5. Complete the video KYC (Know Your Customer) to complete the application process.

The credit card will be issued once your application is approved. 

Key Features Of  HSBC Visa Platinum Credit Card

  • No joining or annual fee.

  • Annual savings of up to Rs 3,000 on fuel surcharges.

  • Two reward points for every time you spend Rs 150.

  • Option for converting points into air miles.

To conclude, the HSBC Visa Platinum credit card offers several advantages to its owners. You can also get accelerated reward points after spending Rs 4 lakh. It is a good choice for those who want an affordable credit card with good reward options. 

  • No joining or annual fee.

  • Annual savings of up to Rs 3,000 on fuel surcharges.

  • Two reward points for every time you spend Rs 150.

  • Option for converting points into air miles.

To conclude, the HSBC Visa Platinum credit card offers several advantages to its owners. You can also get accelerated reward points after spending Rs 4 lakh. It is a good choice for those who want an affordable credit card with good reward options. 

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