Entertainment Credit Cards: What Are These And Who Should Get One?
Frequent moviegoers and those who like to watch content on OTT platforms can benefit from entertainment credit cards.
Entertainment is an important part of life for many people. Be it catching the latest Bollywood blockbuster at a theatre, a newly released web series on Netflix, or attending an event, entertainment can take different forms according to your preference.
However, the cost of entertainment can be significant and it is important to manage your expenses wisely. This is where credit cards meant for entertainment can help you. These cards offer rewards and benefits tailored to entertainment-related spending.
Below, we have explored what entertainment credit cards are and who should consider getting one.
What Are Entertainment Credit Cards?
Entertainment credit cards provide rewards, discounts, or cashback on entertainment-related purchases. These include expenses like movie tickets, streaming subscriptions, dining out and concert tickets.
Unlike regular credit cards, which offer generic rewards across all spending, these credit cards focus on maximising value for entertainment activities.
Who Should Get An Entertainment Credit Card?
Frequent Moviegoers: If you visit the theatres every weekend or book tickets regularly on platforms like BookMyShow, an entertainment credit card can offer you discounts on movie ticket bookings.
Viewers Of Streaming Platforms: If you subscribe to multiple OTT platforms, a card offering cashback or rewards on subscriptions can help you maximise your gains. Many credit cards come with special offers on OTT subscriptions.
Event Enthusiasts: If you frequently attend live concerts or theatre performances, you can opt for a credit card that offers discounts on tickets for such events.
Things To Consider Before Getting An Entertainment Credit Card
Annual Fees: Entertainment credit cards come with annual fees, which may range from Rs 500 to Rs 10,000 or more, depending on the card. Ensure the benefits outweigh the costs.
Spending Habits: These cards are only worth it if you spend significantly on entertainment. If you rarely go to movies or dine out, a general credit card might be better.
Partner Limitations: Some cards only offer benefits with specific partners, such as BookMyShow or PVR. It’s advisable to check if the card offers rewards for transactions on your preferred platforms.
To conclude, entertainment credit cards can save you money and enhance your lifestyle. Discounts on movie tickets and streaming subscriptions help reduce your entertainment expenses. Many cards are integrated with popular platforms. This makes it easy to redeem offers seamlessly.
