Bank holidays in January 2022: Banks will remain closed on account of a few festivals this month under the Negotiable Instruments Acts in a few states. Some of the festivals observed this month include Bihu, Pongal/Makar Sankranti among others, due to which banks in a few states will remain closed as per the Negotiable Instruments Act, according to the Reserve Bank of India (RBI). All banks across the nation will be shut on January 26 on account of Republic Day.
The central bank has classified the bank holidays under three categories, which include, Holiday under Negotiable Instruments Act and Real-Time Gross Settlement Holiday, Holiday under Negotiable Instruments Act, and Banks' Closing of Accounts.
Bank Holidays In January 2022: Full List Here
According to the RBI, few states will observe bank holidays due to the upcoming festivals on the following days:
January 1, 2022: New Year's Day
January 3, 2022: New Year's Celebration/Losoong
January 4, 2022: Losoong
January 11, 2022: Missionary Day
January 12, 2022: Birthday of Swami Vivekananda
January 14, 2022: Makar Sankranti/Pongal
January 15, 2022: Uttarayaana Punyakaala Makar Sankranti Festival/Maghe Sankranti/Sankranti/Pongal/Thiruvalluvar Day/Gaan-Ngai/Magh Bihu
January 18, 2022: Thai Poosam
January 26, 2022: Republic Day
- January 1, 2022: Banks will be closed in Aizwal, Chennai, Shillong, Gangtok, and Imphal on account of New Year's
- January 3, 2022: Banks will be shut in Aizwal and Gangtok on account of New Year's or Losoong
- January 4, 2022: Banks will observe a holiday in Gangtok on account of Losoong
- January 11, 2022: Banks will be closed in Aizwal due to Missionary Day
- January 12, 2022: Banks will be shut in Kolkata on account of Swami Vivekananda's birthday
- January 14, 2022: Banks will be closed in Ahmedabad, Chennai, Imphal on account of Makar Sankranti/Pongal
- January 15, 2022: Banks will observe a holiday in Bengaluru, Chennai, Gangtok, Guwahati, Imphal, and Hyderabad on account of Uttarayaana Punyakaala Makar Sankranti Festival/Maghe Sankranti/Sankranti/Pongal/Thiruvalluvar Day
- January 18, 2022: Banks will be closed in Chennai due to Thai Poosam
- January 26, 2022: Banks will be shut across the country on account of Republic Day
Weekend holidays in January 2022:
January 2, 2022: Weekly off (Sunday)
January 8, 2022: Second Saturday
January 9, 2022: Weekly off (Sunday)
January 16, 2022: Weekly off (Sunday)
January 22, 2022: Fourth Saturday
January 23, 2022: Weekly off (Sunday)
January 30, 2022: Weekly off (Sunday)
Even when the banks in various states are closed due to observed festivals or holidays declared by the RBI, customers can avail services such as ATM, online banking, net banking, etc.
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