Health insurance has been a priority of the central government under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY). The scheme, valid for all citizens above the age of 70, entitles beneficiaries to free medical treatment of up to Rs 5 lakh, regardless of their economic status.
The scheme entitles senior citizens to medical treatment at 30,072 empanelled hospitals from both public and private hospitals across the country.
To be eligible for the scheme, beneficiaries must have an Ayushman Vay Vandana Card.
क्या आप जानते हैं कि #PMJAY के विस्तार अंतर्गत सभी 70 वर्ष या उस से अधिक उम्र के वरिष्ठ नागरिकों को मिल रहा है ₹5 लाख के मुफ़्त उपचार का लाभ?
May 25, 2025
यदि आप भी 70 वर्ष+ के हैं तो आज ही अपना आयुष्मान #VayVandanaCard बनवाएँ।
14555 पर कॉल कर अधिक जानकारी लें #HealthForAll… pic.twitter.com/CrgIvlUijREligibility Criteria For Ayushman Bharat Pradhan Mantri Jan Arogya Yojana
Any Indian citizen aged 70 or above is eligible. Citizens already covered under Ayushman Bharat PM-JAY can get this as an additional top-up, doubling their coverage. Individuals covered by private insurance or other government health schemes are eligible for the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana as well, but must choose between existing benefits and this offering.
To enroll in the scheme, Aadhaar-based e-KYC is mandatory. Only the Aadhaar card of the beneficiary is needed for the enrolment process. If only the birth year is mentioned on the Aadhaar card, January 1 of the next year will be taken as the date of birth.
Every eligible senior citizen will have a distinct Ayushman card. Applications for the Ayushman card can be submitted online via the official website portal at www.beneficiary.nha.gov.in or the Ayushman App.
Beneficiaries can access medical treatment from the day they are enrolled. There is no waiting period for any disease, including pre-existing conditions.
How To Get Ayushman Vay Vandana Card
The Ministry of Health and Family Welfare has shared a video on how one can easily get an Ayushman Vay Vandana. Senior citizens can download the Ayushman app for getting the card and avail the central government's healthcare plan.
Senior citizens aged 70 and above can now get their Ayushman Vay Vandana Card through the Ayushman App and access ₹5 lakh of free treatment.
May 25, 2025
Watch this video to learn how to create Ayushman Vay Vandana Card and unlock essential healthcare benefits.#HealthForAll… pic.twitter.com/ZH005Xx410Steps to get Ayushman Vay Vandana Card
Download the Ayushman app from Google Play Store.
If applicable, select “Login" as a beneficiary or operator
Enter your mobile number, captcha and the mode of authentication. After that, put in the OTP, captcha code, and press “Login".
Allow the Ayushman app to access the device's location.
Enter the details of the beneficiary, including their state and Aadhaar information.
If the beneficiary is not found, start the eKYC process and provide consent for OTP.
Fill in the required fields for the Ayushman Vay Vandana Card such as the beneficiary's mobile number, category and PIN Code.
Add the details of family members and submit.
Once the e-KYC is complete and approved, you will be able to download the Ayushman Vay Vandana Card.
If both parents are aged 70 or above, there is no need for separate enrollment. After enrolling the first member, you can add other eligible senior citizens using the “Add Member" feature on the portal.
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