ChatGPT Fixed This Author's Finances: 'Total Clarity Over Money' With 'Just 7 Prompts'

Managing money could be a tough task for many. But, now, Artificial Intelligence (AI) could help you in fixing your finances by streamlining your monthly expenses and cash flow. A recent Facebook post by author and entrepreneur Adrian Brambila reveals how to use AI to manage your money.

Brambila recently shared on the social media platform how he fixed his money problems using only seven prompts on ChatGPT. The author claimed that he shared his salary details with the popular generative AI tool to help him break down his monthly budget and streamline his expenses.

"I gave ChatGPT my salary, and it fixed my finances. Just seven prompts and total clarity over my money,” he said in the post, which has now gone viral.

Brambila began by asking ChatGPT to build a zero-based budget using his income and fixed expenses. He wrote, "Every dollar had a job. No more wondering where it went." Next, he asked it to split his income using the 50/30/20 rule that fits his life. 

The third prompt was to create a simple monthly cash flow tracker to see what's coming in and going out, basically a cash flow tracker that helped him track his financial activity. He then asked how much he needed to save each month to hit the goal in 12 months, based on his income.

Another prompt was to write a weekly money check-in he can do in under 10 minutes. He also expressed interest in investing and asked ChatGPT to offer a jargon-free, three-step plan for beginners for long-term growth. He then asked it to turn this into a repeatable monthly money system.

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What is the 50/30/20 rule?

To create his monthly budget, the entrepreneur asked ChatGPT to split his income using the 50/30/20 rule.

“Split my income using the 50/30/20 rule — adjusted for my real numbers, not theory,” the prompt read.

The 50/30/20 rule is a simple budgeting guideline that helps you manage your income by dividing it into three main categories.

Out of the total income, 50% should be spent on essentials such as rent or home loan, groceries, utility bills, transportation, insurance and EMIs. Another 30% income should be spent on non-essential expenses, things you enjoy but don't necessarily need, such as dining out, subscriptions, shopping, vacations and entertainment.

The remaining 20% should go towards financial goals such as an emergency fund, retirement savings, investments and paying off loans.

Creating an investment roadmap

The author also shared simple prompts to create an investment plan even for beginners. For long-term wealth creation, Brambila used the prompt, “I want to invest, but I'm overwhelmed. Give me a beginner's plan with 3 simple steps.”

Among his seven prompts, the last one read, “Turn all this into a monthly money system I can actually follow — no jargon.” This prompt was aimed at creating a financial planning roadmap, which can be easily monitored with monthly progress.

The author suggested that money systems 'don't rely on motivation' but they ‘run on repeat', outlining the importance of consistency in a long-term wealth creation journey.