Key Numbers Out: Why HDFC, Kotak Mahindra, Yes Bank, Other Banking Stocks Will Be In Focus On Monday

Banking stocks including HDFC Bank, Yes Bank, IDBI Bank, Kotak Mahindra Bank, Union Bank of India and Bank of Baroda are likely to remain in focus on Monday, after the lenders reported their business updates for the quarter ended March ahead of the results season.

The business updates, released over the long weekend, provide an early indication of loan growth, deposit growth and CASA trends for the March 2026 quarter, making the banking sector one of the key areas to watch as earnings season begins.

HDFC Bank Q4 Update

India's largest private sector lender reported a steady March quarter business update, with balance sheet growth remaining robust even as deposit traction lagged marginally, as per an exchange filing by the company.

Gross advances as of March 31 rose about 17% year-on-year to around Rs 25 lakh crore, compared to around Rs 21.4 lakh crore a year ago. Sequentially, the loan book saw a moderate uptick, supported by continued strength in retail and SME lending. The bank maintained calibrated growth in corporate loans, while retail continued to anchor incremental disbursements.

Total deposits stood at approximately Rs 23.5 lakh crore as of March 31, up from nearly Rs 20.5 lakh crore a year ago. The gap between loan and deposit growth kept the credit-deposit ratio elevated at around 106–108%. CASA deposits saw relatively slower accretion, with the CASA ratio easing to 37–38% from 38–39% in the previous quarter, reflecting pressure on low-cost deposit mobilisation.

Yes Bank Q4 Update

Yes Bank reported that its net loans and advances stood at Rs 2,72,454 crore as of March 31, 2026, rising 5.8% quarter-on-quarter and 10.7% year-on-year.

Deposits grew faster than loans, rising 9% sequentially and 12.1% year-on-year to Rs 3,18,970 crore. CASA balances rose 12.5% quarter-on-quarter and 14.9% year-on-year to Rs 1,11,960 crore, improving the CASA ratio to 35.1% from 34% in the previous quarter.

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IDBI Bank Q4 Update

IDBI Bank reported double-digit growth across key metrics for the March quarter. Total business rose 14% year-on-year to Rs 6 lakh crore. Deposits increased 12% to Rs 3.47 lakh crore, while net advances grew 16% to Rs 2.53 lakh crore.

On a sequential basis, total business expanded from Rs 5.47 lakh crore in December 2025, supported by growth in both deposits and advances.

Kotak Mahindra Bank Q4 Update

Kotak Mahindra Bank reported stable growth, with net advances rising 16.2% year-on-year to Rs 4.95 lakh crore, while total deposits increased 14.7% year-on-year to Rs 5.72 lakh crore. Both advances and deposits also saw sequential growth during the quarter.

Union Bank of India Q4 Update

Union Bank reported total global business of Rs 23.85 lakh crore, up 5.79% year-on-year and 6.52% quarter-on-quarter. Global deposits stood at Rs 13.06 lakh crore, while global advances reached Rs 10.78 lakh crore, rising both on a yearly and sequential basis.

Bank of Baroda Q4 Update

Bank of Baroda reported strong growth, with total global business rising 13.93% year-on-year to Rs 30.78 lakh crore. Global deposits increased 12% to Rs 16.48 lakh crore, while global advances grew 16.2% to Rs 14.3 lakh crore.

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