SBI Home Loans: Special Interest Rates, Processing Fee Waiver Till Today
- SBI's home loans has successfully helped over 30 lakh families achieve their dream of owning a home, mentioned country's largest lender on the website.
- Â SBI's interest rates on home loans may vary as per the risk score of the customer, said the lender on the website.Â
- Â The minimum interest rate charged by SBI on its home loans is 8.35 per cent. This rate is applicable on loans up to Rs 30 lakh to salaried women borrowers. For other salaried borrowers, SBI charges a rate of interest of 8.4 per cent for loans up to Rs 30 lakh.Â
- For non-salaried women borrowers, SBI charges a rate of interest of 8.45 per cent for loans up to Rs 30 lakh. The interest rate charged by SBI on home loans for other non-salaried borrowers is 8.5 per cent, mentioned the lender on the website.
- Â In order to avail SBI's offer on home loans, the borrower must be an Indian resident.
- Â The minimum age of a loan applicant should be 18 years while the maximum should be 70 years, mentioned country's largest lender.
- Â Under regular home loans, an applicant can get loan tenure of up to 30 years, noted SBI.
- Â According to SBI, the home loans available have no pre-payment penalty.
- Â For taking SBI home loans, customer must have an employer identity card, loan application, proof of identity, proof of residence, property papers, bank account statements of last 6 months, salary slip of last 3 months (only when the borrower is salaried).
- Â A non-salaried borrower must have some income proof in order to take loan from the bank.
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