Indian Railways' ticketing arm (IRCTC: Indian Railway Catering And Tourism Corporation) offers a platinum card in collaboration with the country's largest lender (State Bank of India: SBI) that enables you to save while booking the train tickets, buying petrol at petrol pumps, and making purchases at departmental stores. The IRCTC SBI platinum card enables you to earn 4% of the value back reward points. The total number of value back reward points on the IRCTC SBI platinum card jumps to 10% when the train tickets are booked in an air-conditioned train. The annual one-time fee for the IRCTC SBI platinum card is Rs 500, and Rs 300 is charged on the IRCTC SBI platinum card as renewal fee per annum.
The sbicard.com entitles you to ascertain the benefits on the IRCTC SBI platinum card. As you mention the details of total expenditure incurred on the train tickets along with the expenses incurred on petrol and other purchases, you can actually ascertain the total amount of benefits.
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