IDFC FIRST MD & CEO V Vaidyanathan Highlights Key Factors in Entrepreneur Lending Decisions

IDFC FIRST Bank MD & CEO, V. Vaidyanathan, shares the bank’s viewpoint - how, while assessing entrepreneurs, the bank actively evaluates the equity, net worth, and the ability to raise capital. "We check for adequate ownership, family capital support, and personal investment. Cash flows and backing by private equity firms are also reviewed. These critical factors guide our lending decisions," he added.