Personal Finance

The 8th Pay Commission has begun two day consultations in Chennai as employee organisations push for higher annual increments.

Taking a home loan should not leave you with little or no cash after meeting your monthly commitments.

Digital-first personal loans like FIRSTmoney by IDFC FIRST Bank can offer instant fund disbursal within 10 minutes, as the entire application process is 100% digital. FIRSTmoney also eliminates the need for document uploads, making the borrowing process faster and more convenient.

The first Rs 10 lakh may take years of disciplined saving, but once you cross that milestone, your existing corpus starts working alongside your fresh investments.

For a retirement-focused saver, allowing the money to stay invested for as long as possible can make a compelling case for retaining the corpus.

The Employees' Enrolment Campaign (EEC) 2026 allows employers to declare and enrol eligible workers who were left out of the EPF system between April 1, 2009 and March 31, 2026. 

Have Rs 20 lakh ready to invest? Here’s how lumpsum, SIP and STP strategies differ, and which approach may suit investors based on their risk appetite, investment horizon and comfort with market volatility.

The SGB 2021-22 Series VI was issued at Rs 4,682 per gram for online investors in September 2021.

EPF offers stability and predictable returns, while SIPs provide greater growth potential with market-linked returns.

A lumpsum can deliver stronger results when markets generate robust returns, since the entire capital has been compounding from the beginning.

Leaving a large sum idle may mean missing out on potential returns, while investing the entire amount in the wrong asset at the wrong time can expose you to unnecessary risk.

Time is one of the most valuable assets an investor has. Starting in your twenties gives savings several additional years to generate returns and earn returns on those gains.