Mutual Funds

The hold covers the full scope of the initiative, including NISM training, examinations, EUIN registration and mutual fund distribution activities.

The Direct Plan is available when you invest directly with the fund house or through investment platforms that offer it.

According to Basant Bafna of Mirae Asset Mutual Fund, the 'barbell' strategy broadly involves allocating money at both ends of the duration spectrum rather than concentrating investments in the middle.

The Indian mutual fund industry has been receiving sizeable SIP inflows. SEBI has now proposed the concept of payroll-linked SIPs, which shall instil the habit of saving first before spending.

The fundamental reason to invest in resources and energy is their role as the 'building blocks' of an economy.

The regulator has also proposed permitting mutual fund distributors to receive commissions in the form of mutual fund units.

The PPF currently offers a fixed interest rate of 7.1 per cent annually, equity SIPs have historically delivered average annual returns of around 12-14 per cent over the long term.

On a sectoral basis, mutual funds rotated into capital goods, capital market-linked companies and non-banking financial firms, while trimming exposure to IT, healthcare and private sector banks.

The most visible shift is the deployment of 'dry powder.' Total equity holdings in the Parag Parikh Flexi Cap Fund climbed to 80.39% in April, up from 77.34% in March.

The figure marks the highest-ever monthly inflow into debt-oriented schemes, surpassing the previous record of Rs 1.89 lakh crore set in April 2024.

SIP contribution for April stood at Rs 31,115 crore, compared to Rs 32,087 crore in March.

Investing just Rs 100 daily through SIPs may help build long-term wealth, with a potential corpus of more than Rs 1 crore over 30 years.

Even a modest SIP of Rs 2,000 invested consistently over many years can grow into a meaningful retirement corpus due to the magic of compounding effect.

Investors are not just limiting their exposure to domestic mutual funds but also considering international mutual funds to benefit from geographical diversification.

The Rs 10,000 SIP approximately doubles the corpus at every stage because both your principal and the returns on that larger principal compound over time.

A step-up SIP lets investors automatically increase their SIP amount at regular intervals, such as every 6 or 12 months.

Mutual fund investors often buy on recommendations from mutual fund distributors/agents/brokers or follow unqualified advice from family, friends, and relatives, rather than carefully reading the scheme information document.

Step-Up SIP means you increase your monthly investment slightly each year, usually by 5 to 10%.

Choosing an SIP date based on market timing offers negligible benefits. Consistency and discipline matter far more for long-term wealth creation.

Mutual fund schemes have daily options, offering more flexibility compared to other instruments through systematic investment plans (SIP).