Q1 Results: Can Fin Homes Profit Up 12%; AU Small Finance Bank Asset Quality Sours

Big names like HDFC Bank, ICICI Bank and RBL Bank among many have shared their Q1 results.

Hello and welcome to NDTV Profit's live coverage of first quarter results. Big names like HDFC Bank, ICICI Bank among the companies that posed results, while may other results are expected today. (Image source: NDTV Profit)

Welcome to NDTV Profit's live coverage of first quarter results. Big names like HDFC Bank, ICICI Bank, Union Bank of India are among the companies that released their results.

This live blog has ended.

Q1 Results Live: Rossari Biotech Profit Down

Rossari Biotech Q1 FY26 (Consolidated, YoY)

  • Revenue up 11% at Rs 544 crore versus Rs 490 crore

  • Ebitda down 4.8% at Rs 67.8 crore versus Rs 64.7 crore

  • Margin at 12.5% verus 13.2%

  • Net Profit down 3.7% at Rs 33.5 crore versus Rs 34.8 crore

Q1 Results Live: Can Fin Homes Operational Performance

Can Fin Homes Q1 Operational Performance (YoY)

  • Loan assets up 9% at Rs 38,773 crore.

  • Net Interest Margin at 3.64% versus 3.57%.

  • Return on assets at 2.19% versus 2.17%.

Q1 Results Live: Can Fin Homes Profit Up 12%

Can Fin Homes Q1 FY26 Hughlights (YoY)

  • Net profit up 12% at Rs 224 crore versus Rs 200 crore.

  • Total Income up 9.6% at Rs 1,020 crore versus Rs 931 crore.

Q1 Results Live: Union Bank Concall Highlights

Here are the key takeaways from Union Bank of India's earnings conference call:

  • Net Interest Margins are expected to moderate by 20-25 basis points in FY26.

  • The bank anticipates a 10-12% rise in Retail, Agriculture, and MSME advances in FY26.

  • Core agricultural loans continue to exhibit growth.

  • A 20-25 bps pressure on margins is foreseen for the full fiscal year.

  • No large slippages were observed in the MSME portfolio during the April-June quarter.

  • Treasury income is expected to moderate significantly going forward.

  • The bank anticipates a 25-35 bps cut in the Marginal Cost of Funds Based Lending Rate (MCLR) over the next six months.

Source: Informist

Also Read: Union Bank Q1 Results: Improvement In Asset Quality Bolsters Profit

Q1 Results Live: Punjab & Sind Bank Provisions Decline

Punjab & Sind Bank Q1 FY26 Highlights (Standalone, YOY)

  • Net interest income up 6% at Rs 900 crore versus Rs 850 crore

  • Net profit up 48.2% at Rs 269 crore versus Rs 181.5 crore

  • Operating profit up 70.3% at Rs 540 crore versus Rs 317 crore

  • Gross NPA at 3.34% versus 3.38% (QoQ)

  • Net NPA at 0.91% versus 0.96% (QoQ)

  • Provisions down 42% at Rs 217 crore versus Rs 374 crore (QoQ)

Q1 Results Live: HDFC Bank On Loan Growth

HDFC Bank CFO Srinivasan Vaidyanathan at earnings concall:

"Yield on corporate book is lower amid competition. While we like quality of corporates but we are selective in lending."

The bank expects deposit growth momentum to continue and aims to gain historical market share. "Expect FY26 to see loan growth at par with industry growth. Overall retail loan portfolio pretty balanced."

Q1 Results Live: HDFC Bank Concall Underway

HDFC Bank CFO Srinivasan Vaidyanathan said credit performance remains healthy and enhanced floating provisions in Q1 across segments.

"Typically, we see agri slippages in June quarter, it should stabilize going forward. We are consistent and stable across segments in terms of slippages. Taken this as an opportunity to enhance contingent, floating provisions. High provisions not because we expect any stress in any loan segment," he said.

Q1 Results Live: AU Small Finance Bank NII Up, Asset Quality Sours

AU Small Finance Bank Q1 FY26 (Standalone, YoY)

  • Net interest income up 6% at Rs 2,045 crore versus Rs 1,921 crore

  • Net profit up 15.6% at Rs 58h1 crore versus Rd 503 crore

  • Operating profit up 38% at Rs 1,312 crore versus Rs 952 crore

  • Provisions up 88.6% at Rs 533 crore versus Rs 283 crore

  • Provisions down 16% at Rs 533 crore versus Rs 635 crore (QoQ)

  • Gross NPA at 2.47% versus 2.28% (QoQ)

  • Net NPA at 0.88% versus 0.74% (QoQ)

Q1 Results Live: ICICI Bank Says Increase In Slippages Due To Low Base 

ICICI Bank said the marginal increase in fresh slippages is in line with their expectations and caused due to low base.

Personal loan growth has moderated and asset quality trends have stabilized in the unsecured segment in Q1. The bank is comfortable with overall quality of personal loan portfolio, said Executive Director Sandeep Batra in an earnings call.

"We continue to see healthy growth in business banking portfolio. Business banking is 20% of our total loan portfolio and we are comfortable with quality. Some slowdown in loan growth is because of competitive pricing in large corporate book," he said.

Q1 Results Live: India Cements Business Highlights

Aditya Birla Group company India Cements' domestic sales volume grew 11.6% year-on-year to 2.18 million tonnes. Average capacity utilization was 61% for the quarter.

Cement realisations net of logistics cost improved by 5.7% sequrntially.

Total Ebitda per metric ton was Rs 424, significantly higher than Rs 88 in the March quarter of last fiscal.

Q1 Results Live: India Cements In Loss

India Cements Q1 FY26 Highlights (Consolidated, YoY)

  • Revenue flat at Rs 1,024.74 crore versus Rs 1,026.76 crore.

  • Ebitda of Rs 83.2 crore versus Ebitda loss of Rs 24.7 crore.

  • Net loss of Rs 131.36 versus profit of Rs 71.33 crore.

  • Exceptional loss of Rs 123.77 crore due to impairment costs related to two subsidiaries.

Q1 Results Live: ICICI Loans And Advances

During the quarter, ICICI Bank wrote off loans worth Rs 2,359 crore. Total advances grew by 12% year-on-year, with domestic advances also increasing by 12% year-on-year.

Retail loans experienced a 6.9% year-on-year growth and accounted for 52.2% of the total loan portfolio. Business banking loans significantly grew by 29.7% year-on-year, while domestic corporate loans increased by 7.5% year-on-year. Recoveries and upgrades, excluding write-offs, amounted to Rs 3,211 crore in Q1.

Q1 Results Live: HDFC Bank Gains From HDB Financial

Net gain to the bank in the Consolidated Financials, on sale of shares of HDB Financial is Rs 6,949.27 crore

Net gain to the Bank on sale of shares under the offer for sale is Rs 9,128.40 crore, before tax and net of estimated IPO related expenses.

Q1 Results Live: HDFC Bank Bonus Issue One Share For Every One Held

HDFC Bank Ltd. is set to give its first-ever bonus share to shareholders after the board approved the plan on Saturday.

India's largest private lender will give one bonus equity share of face value of Rs 1 each for every one fully paid-up equity share held. The record date for determining the eligible shareholders to receive bonus equity shares is Wednesday, Aug. 27, 2025.

Also Read: HDFC Bank Bonus Issue: One Share For Every One Held — Board Approves Plan

Q1 Results Live: HDFC Bank Approves Special Dividend Of Rs 5 Per Share

HDFC Bank Ltd. board on Staurday approved a special interim dividend of Rs 5 per share for the financial year 2026.

"The record date for determining the eligibility of Members entitled to receive the said Special Interim Dividend is Friday, July 25, 2025. The Special Interim Divided shall be paid to the eligible Members on Monday, August 11, 2025," said an exchange filing.

Also Read: HDFC Bank Approves Special Dividend Of Rs 5 Per Share — Check Record Date

Q1 Results Live: ICICI Bank Profit Rises

ICICI Bank Q1 Highlights (Cons, YoY)

  • Net Profit at Rs 12,768 crore versus NDTV Profit Estimate of Rs 11,985 crore.

  • Net Profit up 15.5% at Rs 12,768 crore versus Rs 11,059 crore (YoY).

  • NII up 11% at Rs 21,635 crore versus Rs 19,553 crore (YoY).

ICICI Bank Asset Quality (QoQ)

  • Gross NPA flat at 1.67%

  • Net NPA at 0.41% versus 0.39%

  • Operating Profit at Rs 18,746 crore

  • Provisions at Rs 1,815 crore

  • NIM at 4.34% vs 4.41% QoQ

Also Read: ICICI Bank Q1 Results: Profit Up 15%, Beats Street Expectations

Q1 Results Live: HDFC Bank Profit Up

HDFC Bank Q1 Highlights (Cons, YoY)

  • Net Profit up 12.2% at Rs 18,155 crore versus Rs 16,175 crore.

  • NII up 5% at Rs 31,438 crore versus Rs 29,837 crore.

  • Core NIM on total assets at 3.35% versus 3.46%

HDFC Bank Asset Quality (QoQ)

  • Gross NPA at 1.4% versus 1.33%

  • Net NPA at 0.47% versus 0.43%

  • Operating Profit at Rs 35,734 crore.

Also Read: HDFC Bank Q1 Results: Profit Beats Estimates Despite Higher Provisions

Q1 Results Live: Reliance Power Swings Into Profit

Reliance Power Q1 Highlights (Consolidated, YoY)

  • Revenue down 5.4% to Rs 1,886 crore versus Rs 1,992 crore.

  • Ebitda down 13.2% to Rs 565 crore versus Rs 651 crore.

  • Margin at 30% versus 32.7%.

  • Net Profit at Rs 44.7 crore versus Loss of Rs 98 crore.

Also Read: Reliance Power Q1 Results: Company Swings To Profit In Q1; Margin Contracts

Q1 Results Live: Yes Bank PAT Up 60%

YES Bank Q1 FY26 Highlights (Consolidated, YoY)

  • Net Interest Income up 6% at Rs 2,372 crore versus Rs 2,244 crore. (Bloomberg estimate: Rs 2,864 crore).

  • Operating Profit up 53% at Rs 1,358 crore versus Rs 885 crore.

  • Provisions up 34% at Rs 284 crore versus Rs 212 crore.

  • Profit After Tax up 60% at Rs 801 crore versus Rs 502 crore. (Bloomberg estimate: Rs 613 crore)

Also Read: Yes Bank Q1 Results: Net Profit Rises 60%, Asset Quality Stable

Q1 Results Live: Central Bank of India Asset Quality

Central Bank of India Asset Quality (QoQ)

  • Gross NPA improved to 3.13% versus 3.18%.

  • Net NPA improved to 0.49% versus 0.55%.

Q1 Results Live: Central Bank of India Profit Up

Central Bank of India Q1 Highlights (YoY)

  • Net Profit up 32.8% to Rs 1,169 crore versus Rs 880 crore.

  • Net Interest Income down 5% to Rs 3,383 crore versus Rs 3,548 crore.

  • Operating Profit up 15.6% to Rs 2,304 crore versus Rs 1,993 crore.

  • Provisions down 56.2% to Rs 521 crore versus Rs 1,191 crore. Provisions are down 38.3% at Rs 521 crore versus Rs 844 crore. (Quarter on quarter)

Q1 Results Live: JK Cement Profit Rises

JK Cement Q1 Highlights (Consolidated, YoY)

  • Revenue up 19.4% to Rs 3,353 crore versus Rs 2,807 crore. (Bloomberg estimate: Rs 3,056.3 crore)

  • Ebitda up 41.4% to Rs 688 crore versus Rs 486 crore.

  • Margin at 20.5% versus 17.3%.

  • Net Profit up 84.8% to Rs 342 crore versus Rs 185 crore. (Bloomberg estimate: Rs 274 crore)

Q1 Results Live: Seshasayee Paper Profit Falls

Seshasayee Paper Q1 Highlights (Consolidated, YoY)

  • Revenue down 8.7% to Rs 385 crore versus Rs 422 crore.

  • Ebitda down 55.4% to Rs 21.3 crore versus Rs 47.8 crore.

  • Margin at 5.5% versus 11.3%.

  • Net Profit down 58.3% to Rs 15.4 crore versus Rs 37 crore.

Q1 Results Live: RBL Bank Asset Quality

RBL Bank Asset Quality (QoQ)

  • Gross NPA increased to 2.78% versus 2.6%.

  • Net NPA increased to 0.45% versus 0.29%.

Q1 Results Live: Union Bank Of India Asset Quality 

Union Bank Of India Asset Quality (QoQ)

  • Gross NPA: Improved to 3.52% versus 3.6%.

  • Net NPA: Improved to 0.62% versus 0.63%.

Q1 Results Live: Union Bank of India Profit Up 11%

Union Bank of India Q1 Highlights (YoY)

  • Net Profit up 11.9% to Rs 4,115 crore versus Rs 3,679 crore.

  • Net Interest Income down 3% to Rs 9,113 crore versus Rs 9,412 crore. (Bloomberg estimate: Rs 9,176.4 crore)

  • Provisions down 39.6% to Rs 1,664 crore versus Rs 2,756 crore

  • Provisions are up 7.8% at Rs 1,664 crore versus Rs 1,544 crore (Quarter on quarter).

  • Operating Profit down 11.3% to Rs 6,909 crore versus Rs 7,785 crore. (Bloomberg estimate: Rs 4,245.4 crore)

Q1 Results Live: RBL Bank Profit Falls, NPAs Rise

RBL Bank Q1 Highlights (YoY)

  • Net Profit down 46% to Rs 200 crore versus Rs 372 crore.

  • Net Interest Income down 13% to Rs 1,481 crore versus Rs 1,700 crore.

  • Provisions up 20.8% to Rs 442 crore versus Rs 366 crore (YoY). Provisions are down 43.7% QoQ at Rs 442 crore versus Rs 785 crore.

  • Operating Profit down 18.2% to Rs 703 crore versus Rs 859 crore.

Q1 Results Live: Yes Bank Asset Quality Stable

  • Gross NPA Ratio at 1.6% versus 1.6%.

  • Net NPA Ratio at 0.3% versus 0.3%.

  • NIM flat at 2.5% versus 2.5%.

Q1 Results Live: HDFC Bank Earnings Estimates

HDFC Bank Ltd. is likely to clock a standalone net profit of Rs 17,652 crore and net interest income of Rs 31,910 crore for the quarter ended June, according to a survey of analysts' estimates done by Bloomberg.

The lender is expected to report a margin of 3.35%, while provisions are likely to be Rs 3,271 crore.

Q1 Results Live: Yes Bank Advances And Deposits

Advances And Deposits

  • Advances up 5% to Rs 2.41 lakh crore versus Rs 2.3 lakh crore.

  • Deposits up 4% to Rs 2.76 lakh crore versus Rs 2.65 lakh crore.

CASA

  • CASA up 11% to Rs 0.9 lakh crore versus Rs 0.82 lakh crore.

  • Ratio at 32.74% versus 34.26%.

Q1 Results Live: Private Sector Bank Earnings In Focus

Hello and welcome to NDTV Profit's live coverage of first quarter results. Big names among private sector banks are set to announce their earnings today. Key names to watch out for include, HDFC Bank, ICICI Bank among others.

Players in the space like Union Bank of India, JK Cement, AU Small Finance Bank, Can Fin Homes, RBL Bank and Yes Bank are also posting their results today.

Other companies reporting their June quarter financials on include Can Fin Homes, RBL Bank, Yes Bank, Epack Durable, India Cements, Punjab & Sind Bank, Reliance Power and Rossari Biotech.

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