Personal Finance

Experts say retirement today needs to be approached not as a short post-work phase, but as a second life that could stretch 30 to 40 years-or even longer.

As first-time users weigh glossy offers and welcome bonuses, experts say the real value lies in matching the card to how you already spend.

The investors story is not about lucky stock picks or perfectly timed exits. Instead, it hinges on staying invested through market ups and downs.

The user emphasised the importance of continuing to invest through the ups and downs of the market.

EPFO is launching its next phase of reforms with a new portal, upgraded backend software and AI-powered tools to provide information in regional languages.

A lump sum, if invested wisely and left untouched for years, could be helpful in building a substantial corpus due to the power of compounding.

For most salaried individuals in India, building a corpus of Rs 25 lakh is a major financial milestone. While the target may sound ambitious, the good news is that with disciplined investing and a long-term horizon, this goal is well within reach.

One of the most effective ways to reach this goal without straining your monthly budget is to opt for a Systematic Investment Plan (SIP).

PFRDA conducted an awareness workshop in collaboration with the West Bengal chapter of the Association of Microfinance Institutions (AMFI), aimed at sensitising microfinance borrowers about the importance of retirement planning, a statement said.

Under this system, a member can generate and activate their UAN on their own by verifying their identity using face authentication. This eliminates the need for employer involvement at the first stage and makes the process quicker and more secure.

EPFO eliminated the need to upload cheque images or passbooks for claim submissions, enabling real-time verification through NPCI or empanelled banks and resulting in more than four crore verifications.

The PFRDA Chairman also revealed that the regulator has sent pre-Budget recommendations to the finance ministry, seeking tax-neutral treatment for annuities, at par with other pension payout products.

The sluggish growth in DA under the 7th Pay Commission may result in an effectively sharper wage hike under the 8th Pay Commission.

TCS announced an interim dividend of Rs 11 per share and a special dividend of Rs 46 per share.

From wide analyst forecasts to past surprises, here’s what history says about TCS Q3 dividends.

Elon Musk, currently the world's richest man, believes that the advances in artificial intelligence, robotics and energy would super-charge productivity, resulting in "abundance" of resources.

Gupta praised the generation of her parents for giving more than just material wealth.

Actively managed equity mutual funds recorded a Rs 28,054.06 crore inflow during December, higher by 13.6%.

The highest savings account rate has been cut to 6.5% per annum, down from the earlier 7%, marking a notable pullback after the bank’s aggressive high-rate strategy.

According to the survey, 23% of respondents follow finance influencers for money-related guidance. For a generation raised on reels, financial advice is increasingly consumed in bite-sized formats.