The Employees' Enrolment Campaign (EEC) 2026 allows employers to declare and enrol eligible workers who were left out of the EPF system between April 1, 2009 and March 31, 2026.
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The Employees' Enrolment Campaign (EEC) 2026 allows employers to declare and enrol eligible workers who were left out of the EPF system between April 1, 2009 and March 31, 2026.
Have Rs 20 lakh ready to invest? Here’s how lumpsum, SIP and STP strategies differ, and which approach may suit investors based on their risk appetite, investment horizon and comfort with market volatility.
The SGB 2021-22 Series VI was issued at Rs 4,682 per gram for online investors in September 2021.
EPF offers stability and predictable returns, while SIPs provide greater growth potential with market-linked returns.
A lumpsum can deliver stronger results when markets generate robust returns, since the entire capital has been compounding from the beginning.
Leaving a large sum idle may mean missing out on potential returns, while investing the entire amount in the wrong asset at the wrong time can expose you to unnecessary risk.
Time is one of the most valuable assets an investor has. Starting in your twenties gives savings several additional years to generate returns and earn returns on those gains.
A Rs 10 lakh EPF balance left untouched could more than double in 10 years at an assumed 8.25% annual interest rate. Here’s what the calculation looks like.
The bigger distinction lies in the amount invested over time. By the end of 20 years, the SIP investor would have put in Rs 60 lakh, six times the Rs 10 lakh invested through the lump-sum approach.
Changed jobs multiple times and have several PF accounts? Your UAN can help you identify old EPF accounts and transfer their balances into your current account for easier management and continuity of service.
The decision should not be based solely on which option has the highest potential return. The investment horizon, risk tolerance and financial goals should all be considered before investing Rs 5 lakh.
The longer the investment remains in the market, the greater the opportunity for compounding to work.