Want To Check PF Balance Online Or Withdraw Funds? Here Is How To Use UMANG App To Find Out EPF Amount

If you are a salaried employee in India, then, chances are, you have an Employees’ Provident Fund Organisation account. EPF is a government savings scheme that helps secure finances of employees on retirement. Considering its importance, employees should keep a track of their money. So, if you want to check PF balance online or know how to withdraw PF online, then we provide all the information you need to do so. All you have to do is to know how to use UMANG App to find out the EPF amount growing in your account.

If you are a salaried employee in India, then, chances are, you have an Employees’ Provident Fund Organisation account. EPF is a government savings scheme that helps secure finances of employees on retirement. Considering its importance, employees should keep a track of their money. So, if you want to check PF balance online or know how to withdraw PF online, then we provide all the information you need to do so. All you have to do is to know how to use UMANG App to find out the EPF amount growing in your account.

Notably as much as 12% contribution is deducted from basic salaries by employers every month and the same amount is contributed by them too. At present, depositors earn an EPF interest rate that is as high as 8.25%. This beats PPF interest rate as well as the rate offered by many bank FDs. Here is a quick and easy guide to do so!

If you want to check PF balance online, you should first have access to your Universal Account Number (UAN). have that handy and then follow these steps using the UMANG app:

1. Go to the UMANG app and search for EPFO in the search bar.

2. EPFO Services is a new menu which you need to click on.

3. Select ‘View Passbook’ or ‘Check Balance’ from the options.

4. Enter your UAN and submit.

5. On the screen, your PF balance and transaction details will appear.

That’s it! Now, you can effortlessly track your savings regularly.

Before withdrawing your PF, ensure:

1. Your UAN is active and linked to your mobile number.

2. Your KYC details (Aadhaar, PAN, bank account) have been updated.

1. Log in to the official UAN portal using your UAN and password.

2. Go to the ‘Online Services’ tab and click ‘Claim (Form 31, 19 & 10C).’

3. Verify your bank account by entering the last four digits.

4. Accept the declaration and take your claim.

5. From the dropdown menu, select the type of withdrawal.

6. Enter the required details, upload documents and submit.

7. Once you have submitted it, the amount of PF is usually credited within 10-20 days.

Full Withdrawal – Only after retirement or two months of unemployment.

Partial Withdrawal – Allowed for medical expenses, education, home loan repayment, marriage, etc.

Now managing your PF is much quicker and hassle-free with digital tools like UMANG! Download the app and try it out now!