IDFC FIRST Bank Q4 Results: Date, Dividend News, Earnings Call Details And More

IDFC FIRST Bank Ltd. is scheduled to release its financial results for the fourth quarter and the full fiscal year ending March 31, 2025, this weekend. The bank has notified the stock exchanges regarding the Board meeting to consider and approve its Q4 earnings.

IDFC FIRST Bank has announced that a meeting of its Board of Directors is scheduled to be held on Saturday, April 26. At the meeting, the Board will consider and approve the audited standalone and consolidated financial results for the quarter and financial year ended March 31, 2025, the lender informed the stock exchanges last month.

The Board will also deliberate on the recommendation of a dividend, if any, for the financial year 2024-25.

The outcome of the meeting, including any decision on dividend distribution, will be communicated in due course, subject to the Board’s approval.

IDFC FIRST Bank has informed that the trading window for dealing in its securities will remain closed for designated persons and their immediate relatives until April 28, 2025. The trading window was shut on April 1, 2025, in compliance with the Securities and Exchange Board of India (Prohibition of Insider Trading) Regulations, 2015.

The trading window will reopen following this period, in compliance with regulatory guidelines to ensure transparency and prevent any misuse of unpublished price-sensitive information.

IDFC FIRST Bank has announced that it will host an earnings call with analysts and investors on Saturday, April 26, 2025, at 6 p.m. Senior management is expected to discuss the financial results during the session.

The conference call can be accessed through these Universal Access numbers:

• +91 22 6280 1575

• +91 22 7115 8251

Toll-free dial-in options are available for participants:

• Singapore: 8001012045

• UK: 08081011573

• Hong Kong: 800964448

• USA: 18667462133

An audio replay and transcript of the call will be made available on the bank’s website in due course.

IDFC FIRST Bank reported a 53% year-on-year decline in net profit to Rs 716 crore for the quarter ended December 2024, primarily due to a significant increase in provisions, particularly in the microfinance institutions (MFI) segment. The rise in provisions reflects mounting stress in the MFI portfolio, which has also led to a slowdown in loan disbursals.

Provisions and contingencies more than doubled to Rs 1,338 crore compared to the same period in the preceding fiscal due to higher slippages in the microfinance loan book.

Despite the year-on-year decline, the bank posted a strong sequential recovery with net profit rising 69% from the previous quarter, supported by a nearly 28% reduction in provisions. Net interest income rose 14% year-on-year to Rs 4,902 crore. However, the net interest margin narrowed to 6.04%, down from 6.18% in the preceding quarter.

IDFC FIRST Bank shares hit a 52-week high of Rs 86.1 apiece on the NSE on April 26, 2024, and a 52-week low of Rs 52.46 apiece on April 7, 2025.

Shares of the bank have rallied nearly 11% in the past five sessions, while rising 17% in the last one month. Year-to-date, the stock has gained 5.8%. However, the bank’s shares have declined nearly 19% in the last one-year period.

IDFC FIRST Bank shares were trading 0.72% lower at Rs 67.96 apiece on the NSE at around 1:19 p.m. on Thursday. In comparison, the benchmark Nifty 50 was down 0.29% to 24,259.45.